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Welcome to the beautiful Blue Ridge mountains of Oconee County, SC. This beautiful and very buildable 2. 65-acre property in State Park Estates could be your new mountain retreat. The property is made up of two community lots (both have recent perc tests) on rolling hills and are partially grass, partially wooded with oaks, maples, poplar etc. The property has seasonal mountain views which could be enhanced with some tree management. The property is accessed through the community gate on the paved Lenore B Lane. The small (27 lots total, 8 homes, 2 under construction) peaceful gated community (with very reasonable deed restrictions) is at around 1900' elevation. The community offers a 2. 5 acre community pond (with dock, beach area and boat ramp). Many of the property owners own multiple lots keeping development low. The community is surrounded by the Sumter national forest and the Oconee state park. With Oconee State Park adjoining the community to the South and the Sumter national forest (75, 000+ acres) to the North not only are the mountains calling but so are the out-of-doors. There is direct access to all of the hiking trails starting from the state park (Foothills, Palmetto, Hidden Falls, Tamassee Knob, Station Falls, to name a few) as well as the lakes and beach at the park. Bird & wildlife watching, hiking, mountain biking, fishing, and hunting are right out your door. You'll feel as if you are hiding away in the quiet wilderness of mountains, yet you're less than 20 minutes from Walhalla and 25 minutes to the grocery store. Seneca and Clemson are only a short drive away with all the restaurants, shopping, medical facilities and anything else you are likely to need. If all that wilderness is not enough, Oconee county boasts many waterfalls, historical land marks, and three huge lakes, Jocassee, Keowee and Hartwell. There you will find boating, sailing, water sports, island beaches and many waterfalls coming right into the lakes. There are multiple boat ramps, lake side dinning locations, marinas and mountains surrounding the crystal-clear lakes. The State Park Estates community is well maintained by the small, friendly, volunteer HOA, and the property owners. The community has recently completed several maintenance projects. The community has scheduled contractors to clean and stain the dock and re-surface the pond road (which is gravel). Schedule your showing today and come experience it for yourself!
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Our Executive Mortgage Banker:
$59,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $47,200 | $47,200 | $47,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $291 | $298 | $392 |
| Total Monthly Payment | $366 | $373 | $467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.