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In The Retreat at Carmel, a premier 55+ community in Putnam County, NY, it’s all about the lifestyle. Mountain views await from your own private balcony, and this one-level, second-floor condo with elevator access offers move-in-ready, clean, convenient, and effortless living with indoor garage parking. The home is light and bright, with an inviting entry foyer with tray ceilings and custom trimwork throughout, plus an open flow designed for easy daily living and entertaining. The eat-in kitchen features granite countertops, solid-wood cabinetry, a tile backsplash, double sinks, a garbage disposal, and stainless-steel appliances, which leads to an elegant octagonal dining room. The primary suite includes a bay window, a private bath with a soaking tub, an oversized shower, double sinks, and a generous walk-in closet, while a flexible second bedroom and full bath suit guests or a home office. A large laundry area with a stackable washer/dryer and storage adds convenience. Enjoy resort-style living with amenities like a 7, 100-square-foot clubhouse, fireplace lounge, outdoor heated pool, fitness center, tennis and bocce courts, putting green, BBQ area, hobby room, billiards, ballroom, and kitchen—plus assigned garage parking, storage, and on-site mailboxes, all just minutes from shopping and dining. The community also offers sidewalks and a calendar of daily and monthly activities for active adults, with additional guest parking nearby. This home offers comfort, convenience, and excellent lifestyle benefits.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $364,000 | $364,000 | $364,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $525 | $525 | $525 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,241 | $2,298 | $3,023 |
| Total Monthly Payment | $2,841 | $2,898 | $3,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.