1019 W TERRANOVA Way, Saint Augustine, FL, 32092 | $645,000

Located in Murabella -- one of St. Johns County's most established & sought-after communities -- this 5-bedroom, 4-bath, 3-car garage home sits on a corner lot large enough to breathe, in a school district ranked among the best in Florida.
Inside, 3, 238 sq ft is laid out to work for real life. The private upstairs suite has its own full bath -- ideal for in-laws, adult children, or guests who need their own space without sharing a hallway. The primary suite on the main level features a large walk-in closet, soaking tub, and walk-in shower. The kitchen is equipped with solid surface countertops, wood cabinets, and opens naturally to the main living areas. Every major system is done: 2023 HVAC. 2018 roof. 2022 solar. You are not walking into deferred maintenance. You are walking into a home that has been taken care of. This home generates more electricity than it uses. The 2022 solar system was engineered to run at 110% efficiency -- not to offset your bill, but to eliminate it. In today's market, that's tens of thousands of dollars in long-term value built into the purchase price. Five bedrooms. Four baths. 3 Car Garage. Private, fenced yard. Corner lot. Low electric bill. Top schools. The backyard is fenced, private, and finished a covered lanai and producing lemon and lime trees. Murabella's resort-style amenities -- pool, clubhouse, fitness center, tennis courts -- run just $90 per quarter.

Features

  • Amenities: Pool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Management - Full Time, Park, Playground, Tennis Court(s)Sidewalks, Street Lights, Curbs
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: In Unit
  • Style: Ranch, Traditional
  • Year Built: 2005
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 3,238
  • Acreage: 0.38
  • Est. Taxes: $10,046
  • HOA Fee: $50 Annually
  • Lot Desc: Corner Lot, Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Mill Creek Academy
  • Middle School: Mill Creek Academy
  • High School: Tocoi Creek
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2145722
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/2145722/1019wterranovaway_saintaugustine_fl?source=qrflyer
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Listing courtesy of FLORIDA HOMES REALTY & MTG LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1019 W TERRANOVA Way, Saint Augustine, FL, 32092

$645,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $516,000 $516,000 $516,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $837 $837 $837
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,177 $3,258 $4,285
Total Monthly Payment $4,106 $4,187 $5,214

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.