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15712 ALDAMA CIRCLE, Port Charlotte, FL, 33981 | $489,900
Built in 2025, this 4 bedroom, 3 bathroom South Gulf Cove home sits on 80 feet of Red Hook Waterway frontage with direct lock access. One bridge to clear and you're at the SGC lock, then the Myakka River, Charlotte Harbor, and the Gulf. Your boat isn't waiting on a dream. It's waiting on you.
Step inside and the open feel hits immediately. Ceramic plank tile runs through the entire home. The kitchen earns attention with quartz countertops, upgraded cabinetry, and stainless steel appliances. This isn't a starter finish package. The primary suite has a step ceiling, walk-in closet, and a spa-style en suite with a 5-foot tiled shower. Two more full bathrooms serve the remaining three bedrooms with the same quality throughout.
Slide open the doors of your pocket slider. Your 24x10 screened and covered patio looks straight out at 80 feet of saltwater canal. That view doesn't get old.
Outside: paver driveway, Bahia sod with irrigation, and a 3 car garage on a 10, 000 square foot lot. South Gulf Cove has a community boat ramp and a voluntary HOA at just $120 a year.
This one comes fully furnished. Every piece of furniture, all appliances, both 2 TVs, the garage workbench, and the storage rack all convey. You're not starting from scratch. You're just moving in.
Turnkey waterfront homes with direct lock access at this price point don't sit long.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 3 full
- Laundry: Inside, Laundry Room
- Year Built: 2025
- Garage: 3-car Driveway
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,117
- Acreage: 0.23
- Est. Taxes: $1,935
- HOA Fee: $120 Annually
- View: Water
- Water Front: Yes
- Elem. School: Myakka River Elementary
- Middle School: L.A. Ainger Middle
- High School: Lemon Bay High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
- MLS#: C7526097
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/C7526097/15712aldamacircle_portcharlotte_fl?source=qrflyer
Listing courtesy of LPT Realty Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15712 ALDAMA CIRCLE, Port Charlotte, FL, 33981
$489,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,920 | $391,920 | $391,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $161 | $161 | $161 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,413 | $2,475 | $3,255 |
| Total Monthly Payment | $2,649 | $2,711 | $3,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388