45 ZONAL GERANIUM TRAIL, Palm Coast, FL, 32164 | $449,900

More than your typical 4 bedroom 3 bath 3 car garage home with a Stone front and front porch. Designed with durability and lasting quality features. The short list includes Oversized driveway, and garage. 6/12 roof pitch, commercial gutter system, concrete and block construction, storm shutters, interior wall insulation for a quiet private home. Extra Insulation means the energy bills are lower than homes half this size. Irrigation system on well. Matching exterior shed with rollup door. Curb appeal concrete landscaping with granite stone in the beds. Beautiful landscaping includes multiple Birds of Paradise plants, Bizmark palm trees, the list is endless. Interior features 12 foot ceilings in the common areas and 9'4 in the bedrooms and bathrooms. Leaded glass front door, Extra exterior lighting, like spotlighting all around, coach lamps, LED porch lights. Smart home switches for Ecko or Alexa systems. Ceiling fans, LED lighting, Custom interior access doors with latches. Home features Kitchen Aid dishwasher, Speed Queen washer, Maytag Refrigerator, Microwave, and Stove. Kitchen Vented Exhaust to Outside. Screened in expanded outdoor living includes Television and wooded back. Features like 3 linen closets, walk in Pantry, pull down attic steps. Garage has been built out to 24 feet to accommodate full size 4 door vehicles. Smart garage door openers you can open and close the doors from anywhere in the world! Split open concept floor plan has 3 separate sleeping areas for the 4 bedrooms. This house is made for comfort and to easily entertain all your friends and family. Granite countertops, tile flooring, marble window sills. The list is endless! Located close to Route 1 and 100, but tucked away on a quiet trail with almost no traffic!. Put this home on your list you will be surprised and impressed. More photos to follow.

Features

  • Rooms: 14
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Contemporary, Craftsman
  • Year Built: 2020
  • Garage: 3-car Driveway, Garage Door Opener, Guest, Oversized
  • Heating: Central, Exhaust Fan, Heat Pump, Reverse Cycle
  • Cooling: Central Air
  • Approx Sq. Feet: 2,381
  • Acreage: 0.23
  • Est. Taxes: $4,662
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Other, Range, Refrigerator, Washer
  • MLS#: FC318758
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/FC318758/45zonalgeraniumtrail_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 5:02:09 PM)
Listing courtesy of PALM COAST MARKETING   Phone: 386-517-6767

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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45 ZONAL GERANIUM TRAIL, Palm Coast, FL, 32164

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $389 $389 $389
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,245 $2,965
Total Monthly Payment $2,619 $2,708 $3,428

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.