40143 BABB ROAD, Umatilla, FL, 32784 | $650,000

Welcome home to a rare slice of Florida paradise - where acreage, a private lake, and room to breathe await. Nestled in the heart of charming Umatilla, this 4-bedroom, 2-bath property provides the perfect blend of country serenity and everyday comfort, whether you're raising a family or finally slowing down to enjoy the good life. From the moment you turn down your long, private driveway, you'll feel the pace of the world shift. This is a place that rewards you for staying home. Step outside and the lifestyle speaks for itself. Spend your evenings watching fiery Florida sunsets paint the sky over your sprawling 16×35 pool and shimmering lakefront - a view that never gets old. The spacious patio is made for morning coffee, family cookouts, and lazy afternoons with nothing on the agenda. For those with a love of the land, this property delivers in spades. A thriving chicken area and dedicated garden area produce over a dozen fresh eggs daily - your own farm-to-table life without the farm work of a full homestead. The impressive 24×36 barn provides endless possibilities: store equipment, create the workshop, studio, or hobby space you've always envisioned. A backyard zip line, tire swing, playset, and more, brings endless adventure, while the private lakefront is great for kayaking, fishing, or simply skipping stones on a quiet afternoon. All of this sits in the warm, welcoming community of Umatilla - a small town with a big heart, known for its friendly neighbors, local character, and easy access to the natural wonders of Lake County. You're close enough to everything, yet far enough away that it truly feels like your own world. Opportunities like this are rare, especially in this area of Umatilla. Private, peaceful, and packed with lifestyle - this is the one you've been waiting for. Don't miss out, this one won't last long.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,510
  • Acreage: 3.28
  • Est. Taxes: $5,195
  • Water Front: Yes
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Pool: Child Safety Fence, Chlorine Free, Gunite, In Ground, Lighting, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Other, Range, Refrigerator, Water Filtration System, Water Softener
  • MLS#: O6410421
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6410421/40143babbroad_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 6:27:02 AM)
Listing courtesy of Beycome of Florida LLC   Phone: 804-656-5007

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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40143 BABB ROAD, Umatilla, FL, 32784

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $433 $433 $433
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,202 $3,283 $4,318
Total Monthly Payment $3,727 $3,808 $4,843

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.