16 LINCOLN LANE, Palm Coast, FL, 32137 | $399,900

Welcome home to this beautifully designed 3-bedroom, 2-bath residence offering 2, 276 square feet of comfortable living space with an inviting open floor plan perfect for everyday living and entertaining. The spacious kitchen features granite countertops, a cozy breakfast area, and seamless flow into the great room, creating the ideal gathering space for family and friends. A separate dining and living room adds an elegant touch for formal dinners and special occasions. Designed with privacy in mind, this split floor plan places the spacious primary suite on its own side of the home, complete with a relaxing sitting area, sliding glass doors, and a private bath retreat. Bedroom 3 offers incredible flexibility and can easily be converted into a private mother-in-law suite or guest quarters. Situated on a large beautifully landscaped lot with an attractive circular driveway, this property offers both curb appeal and convenience. Step out back and discover your own backyard oasis. The tranquil outdoor setting features a serene pond with a bubbler and waterfall, creating the perfect backdrop for morning coffee, peaceful afternoons, or unwinding at the end of the day. Additional highlights include laminate and tile flooring throughout, a generator, a durable tile roof, and valuable recent updates including a new HVAC system and hot water heater. The home also comes with a 1 year Choice Home Warranty for the buyer's peace of mind, This exceptional home combines comfort, functionality, and peaceful outdoor living in one stunning package. Call to schedule your private showing today.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 125
  • Laundry: Inside, Laundry Room, Washer Hookup, Electric Dryer Hookup
  • Style: Florida
  • Year Built: 2001
  • Garage: 2-car Circular Driveway
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,278
  • Acreage: 0.28
  • Lot Size: 100 x 125
  • Est. Taxes: $2,006
  • Lot Desc: City Lot, Landscaped
  • View: Trees/Woods
  • Elem. School: Belle Terre Elementary
  • High School: Matanzas High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: FC318762
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC318762/16lincolnlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 10:34:20 AM)
Listing courtesy of MORRIS WILLIAMS REALTY   Phone: 888-326-3949

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

16 LINCOLN LANE, Palm Coast, FL, 32137

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $167 $167 $167
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,944 $2,020 $2,657
Total Monthly Payment $2,186 $2,262 $2,899

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.