2009 SW 20TH STREET, Bell, FL, 32619 | $980,000

Looking for a fabulous horse farm in a horse community with a gorgeous home? This 2023 (3/2 plus bonus room) custom log home looks like it's straight out of a magazine! Vaulted ceilings, hardwood floors, lodge-like stone fireplace and tons of farmhouse character! The stone fireplace extends to the exterior of the home and touches throughout the home. So many details and features! Large bedrooms, the en suite bath has a great tile shower with dual showerheads and dual sinks. The kitchen is beautiful with granite countertops with waterfall ends, the kitchen has a huge hammered copper Farm house sink. The bathrooms also have copper sinks. Open floor plan with a living room AND another family room with a bar area that's great for entertaining. You step from the laundry room down to the outdoor covered patio/pergola area with a hot tub on beautiful pavers. There is a pull down staircase in the office/bonus room that leads to a large storage attic! There is a hidden gun rack! The Generac generator runs the whole house, the barn and the paddock automatic waterers! The property is fenced and cross-fenced with 9 paddocks (all with automatic waterers), plus some hay stations, a very functional barn with 14 big stalls, a bathroom, each stall with an automatic waterer, a big tack/feed room, a large bay for bathing/grooming, and a storage area on one end for tractors and utility vehicles. One stall on one end of the barn has a Turn-out to the paddocks connected to that side. There's also a metal shed with electric that's 24 x 24 with a lean-to connected that is 18 x 24. Low HOA fee is for maintenance of the Standardbred track next door. You'll be close to the Suwannee River and the springs in the area. Gilchrist County features top-rated schools and Florida has no state income tax! This is one home you need to see and experience!

Features

  • Amenities: Other
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Cabin
  • Year Built: 2023
  • Garage: Driveway, Off Street, Open, Parking Pad
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 7,190
  • Acreage: 10.01
  • Est. Taxes: $3,467
  • HOA Fee: $300 Annually
  • Lot Desc: Cleared, Farm, Pasture, Zoned for Horses
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: W7886036
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7886036/2009sw20thstreet_bell_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 3:43:14 AM)
Listing courtesy of BIG BEND HOME & LAND LLC   Phone: 352-584-2020

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2009 SW 20TH STREET, Bell, FL, 32619

$980,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $784,000 $784,000 $784,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $289 $289 $289
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,700 $4,827 $6,616
Total Monthly Payment $5,081 $5,208 $6,997

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.