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This value-packed, move-in-ready upper-level condominium is located at the end of a cul-de-sac in Oakridge Condominiums, Vista, NY. Offering approximately 1, 312 sq ft, this residence includes a vaulted loft and a bonus room. This home provides a flexible living space ideal for a home office, den, exercise room, hobby area, or additional storage. This south-facing home features a landscaped garden area with two shade trees. Enter through the French door into the living room with engineered wood flooring, cathedral ceiling, and a wood-burning fireplace. The dining area and kitchen feature sliding glass door access to a deck with wooded views. The kitchen features tile flooring, beveled countertops, maple cabinetry, and stainless-steel appliances. Off the dining area is a hallway with a full-size washer/dryer closet, a linen closet, and a ceramic tiled bathroom. The primary bedroom features a cathedral ceiling, double-tier closet, and mirrored wardrobe/storage wall unit. An additional main-level room offers flexible use for office, den, fitness, or hobby space. Recent updates include a newly installed HVAC system (2026 heat pump and air handler) and a new 40-gallon hot water heater (2025). Interior walls and ceilings were professionally painted in 2023. Additional improvements include upgraded window treatments, interior doors, Andersen front windows, and ceiling fans in the living room, primary bedroom, and loft. Located in the desirable Oakridge Condominiums community in Vista, New York, with convenient access to shopping, commuter routes, and nearby amenities. Community amenities include three pools, two tennis courts, and a basketball area.
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Our Executive Mortgage Banker:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $367,200 | $367,200 | $367,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $475 | $475 | $475 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,261 | $2,319 | $3,049 |
| Total Monthly Payment | $2,811 | $2,869 | $3,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.