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Welcome to this custom Courtyard home in Royal Harbor on the Harris Chain of Lakes! Offering 3 Bedrooms, 3 Baths, and 2, 012 Sq. Ft. , this light-filled home blends privacy, flexible living space, and Florida indoor/outdoor living beautifully. Centered around a spacious screened Courtyard, the unique layout creates a peaceful retreat ideal for entertaining, relaxing, or hosting guests. A separate Casita/Bedroom 3 with private full bath and closet opens directly to the Courtyard, making it perfect for guests, multigenerational living, hobby space, art studio, home office, or private retreat. Inside the main home, soaring ceilings, abundant natural light, and large windows create an open, airy feel throughout. The Dining Area and Great Room flow seamlessly together and open to the back screened porch through two sets of sliders, bringing the outdoors in. The Kitchen offers abundant cabinetry, generous workspace, Breakfast Bar seating, and a sunny Breakfast Nook overlooking the Courtyard. Privately located at the rear of the home, the spacious Primary Suite features large French doors leading to the backyard, a large walk-in closet with custom built-ins, and an ensuite bath with an expansive dual-sink vanity, soaking tub, and large walk-in shower. Bedroom 2 also includes a walk-in closet with built-ins and easy access to a full bath. The screened Courtyard truly sets this home apart, offering exceptional outdoor living space with room for lounging, dining, gardening, and enjoying Florida’s beautiful weather year-round. The backyard features mature landscaping and peaceful green space, while a nearby path leads to a small lake where residents can enjoy fishing and nature views. NEW HVAC 2026, ROOF 2022. Located in Royal Harbor, a gated 55+ waterfront community on Little Lake Harris and the Harris Chain of Lakes, residents enjoy a Clubhouse, Heated Pool and Spa, Fitness Center, Pickleball, Tennis, Bocce, Shuffleboard, Billiards, Community Dock, and RV/Boat Storage. Conveniently located near shopping, dining, medical facilities, and charming downtown Tavares. Come experience the unique charm and relaxed Florida lifestyle this special home has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$392,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $313,600 | $313,600 | $313,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $531 | $531 | $531 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,878 | $1,980 | $2,583 |
| Total Monthly Payment | $2,483 | $2,585 | $3,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.