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Welcome to 89 Clark Hill Rd! As you enter this home you will be greeted with the warmth and charm that only comes with a well-cared for historic home. Original features such as trim, wide king board flooring, doors and hardware combine seamlessly with tasteful updates to the kitchen and efficient windows. The first floor features an open living/dining area, a large room currently being used as the primary, a full bath, a kitchen, and an office space. There are 2 staircases to the second floor where you will find another full bath, a large bedroom, and 3 other rooms. There is also walk-up access to the attic, which could be a great place for storage. Back downstairs and connected to the kitchen through a classic wooden door is the "barn room". This space has tall ceilings, a brick floor, and evidence of how it was used in the past is still visible. This is the perfect place to enjoy the outdoors while still covered and close to the house. The basement is full, with a concrete floor providing an excellent opportunity for storage. Outside, there is a 2-bay garage with a loft. The house and garage are situated on a level, nearly 1 acre lot, with amazing mature trees and plantings in a quiet residential neighborhood. Additional photos coming soon!
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Bedroom 4 | Upper |
| Dining Room | Main |
| Full Bath | Main |
| Full Bath | Upper |
| Living Room | Main |
| Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $449 | $449 | $449 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,069 | $2,122 | $2,790 |
| Total Monthly Payment | $2,593 | $2,646 | $3,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.