4809 INDEPENDENCE DRIVE, Bradenton, FL, 34210 | $210,000

FROM THE MOMENT YOU STEP INSIDE THIS FIRST-FLOOR turnkey furnished lakefront condo with glimpses of Sarasota Bay, you’ll feel the relaxed charm of Florida living. The captivating open floor plan is bright, airy, and welcoming, with spacious living and dining areas that flow effortlessly to the breezy screened lanai, creating the perfect indoor-outdoor lifestyle. Coastal-inspired colors and natural light throughout the home enhance the cheerful atmosphere and invite you to slow down, unwind, and enjoy every moment. DESIGNED WITH BOTH COMFORT AND PRIVACY in mind, the desirable split-bedroom layout makes hosting family and friends easy. Wake up to tranquil water views from the spacious primary suite, featuring a walk-in closet and an ensuite bath with a walk-in shower, new coordinating lighting and faucet. Privately located at the front of the condo is a mini-suite separated by a pocket door. The second bedroom is currently arranged as a flexible space with a trundle daybed, yet easily functions as a full-time guest bedroom, office, or hobby space. The adjacent full bath has a walk-in shower, new lighting and faucet. THIS CONDO IS OFFERED TURNKEY FURNISHED AND MOVE-IN READY allowing you to start enjoying the Florida lifestyle immediately. Whether you're searching for a full-time residence, seasonal retreat, or income-producing investment, this property offers exceptional flexibility. Use it now, rent it seasonally, or enjoy the best of both worlds until retirement. THE KITCHEN is thoughtfully designed with a breakfast bar, closet pantry, and plank flooring, making meal preparation and entertaining effortless.
OUTDOOR LIVING TRULY SHINES on the screened lanai, where warm tropical breezes, peaceful lake views, and peeks of Sarasota Bay create a serene setting for morning coffee, evening cocktails, or simply relaxing with a good book. Pull-down shutters provide added peace of mind while you’re away. There’s even room to add patio pavers for soaking in the sunshine, enjoying views of the bayfront park, or grilling the fresh "catch of the day". CONVENIENCE AND LIFESTYLE COME TOGETHER BEAUTIFULLY in this highly sought-after Mt Vernon community. Your covered parking space and private storage unit are located just outside your door, eliminating long walks and stairs. Instead, spend your time enjoying scenic walking paths that wind along lakes, Sarasota Bay, lush tropical landscaping, and the community park, or take a short drive to the area’s stunning gulf beaches. RESIDENTS ENJOY an active and friendly community filled with amenities and surrounded by natural beauty. The maintenance-free lifestyle allows you more time to enjoy boating, beaches, dining, shopping, social activities, and everything the Florida Gulf Coast has to offer. BUILT WITH STURDY CONCRETE BLOCK construction and thoughtfully maintained over the years, this condo also features updates sprinkled throughout for comfort and peace of mind. ASSOCIATION DUES PROVIDE TREMENDOUS VALUE and cover water, sewer, trash, recycling, pest control, cable, internet, exterior maintenance & repairs, landscaping, and insurance. Mt Vernon on Sarasota Bay is known for its amenity-rich, maintenance-free lifestyle and exceptional value.
IF YOU’VE BEEN SEARCHING for a bright coastal retreat in a picturesque waterfront community, this is the one you’ve been waiting for. Schedule your private showing today and experience firsthand what makes this home and community so special. Welcome home to paradise!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Lobby Key Required, Maintenance, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: MOUNT VERNON PH 3
  • Year Built: 1981
  • Common Charge: $790 Monthly
  • Approx Sq. Feet: 1,335
  • Est. Taxes: $2,882
  • Lot Desc: Near Public Transit, Street Dead-End
  • View: Water
  • Adult Communities: Yes
  • Water Front: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: A4694682
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4694682/4809independencedrive_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 12:03:19 AM)
Listing courtesy of WAGNER REALTY   Phone: 941-761-3100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4809 INDEPENDENCE DRIVE, Bradenton, FL, 34210

$210,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $168,000 $168,000 $168,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $240 $240 $240
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,034 $1,061 $1,395
Total Monthly Payment $1,349 $1,376 $1,710

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.