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Tucked into the Queensborough neighborhood on James Island, this fully renovated 4-bedroom home blends laid-back coastal living with thoughtful modern design. Set on a high-ground, . 31-acre corner lot with NO HOA or flood insurance required, the location is hard to beat -- just minutes from Folly Beach, Downtown Charleston, and many of James Island's favorite local restaurants, coffee spots, and hangouts. What makes this home stand out is how intentional every renovation feels. The current owners completely transformed the space while still keeping the warmth and character that make established James Island homes so appealing. Inside, the home feels bright, relaxed, and effortlessly livable. Updated flooring runs throughout, complemented by recessed lighting, designer fixtures, and custostorage solutions, and a beautiful staircase remodel with white oak treads and sleek black railings. The open layout creates a seamless flow that feels equally suited to slow mornings, hosting friends, or coming back from the beach and settling in for the evening. The kitchen was completely reimagined in 2024 and truly serves as the heart of the home. Featuring an oversized quartz island, a quartz backsplash, soft-close cabinetry with incredible storage, a farmhouse sink, an induction cooktop, stainless steel appliances, white oak shelving, and a built-in water filtration system, the space beautifully balances function and style. During the renovation, the owners even opened the original brick exterior to add a large panoramic window, bringing in incredible natural light and completely changing the feel of the space. The flexible floor plan includes two bedrooms downstairs and two upstairs, offering options for guests, an office, a workout room, or additional lounge areas, depending on your lifestyle. Outside, the backyard feels like a private little escape. Extensive hardscaping, astroturf, cedar privacy fencing, native landscaping, a custom fire pit area, and a modern pergola with adjustable louvered roof and integrated drainage system create the perfect setup for entertaining or simply unwinding outdoors. The landscaping throughout the property adds to the home's relaxed coastal feel, with mature camellias, azaleas, hydrangeas, tea olives, Chinese fan palms, elephant ears, cast-iron plants, hostas, and variegated gingers layered throughout the yard. Native plantings, including American beautyberry, oakleaf hydrangeas, and Turk's cap, bring even more texture and seasonal color, while the backyard potted garden features a Sumo orange tree, patio peach tree, rosemary, lavender, hibiscus, foxtail ferns, and succulents. Irrigation drip lines throughout the flower beds. Additional upgrades include a new roof and electrical panel in 2024, a new front door, impact-rated windows in the upstairs primary bedroom, gutters, new soffit, and insulated siding on the side eaves of the home. The freshly painted 2-car garage features built-in shelving, a smart garage door opener with video keypad, and a new belt system. Additional improvements include custom closets and storage systems throughout the home, an additional side driveway for extra parking, a Trane HVAC system with a Mitsubishi split system, and an electric vehicle charger. One front yard photo has been digitally enhanced to show the potential appearance with sod installed. The seller is willing to cover the cost of sod at closing, which is estimated to require about 3 pallets of sod and 2 yards of dirt. This is the kind of James Island home that feels hard to replicate -- updated with style, designed for real life, and filled with thoughtful details both inside and out.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,916 | $4,016 | $5,281 |
| Total Monthly Payment | $4,008 | $4,108 | $5,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.