4225 CARLOS COURT, Hernando Beach, FL, 34607 | $675,000

DIRECT GULF ACCESS • BOAT LIFT • NEW ROOF BEFORE CLOSING • ROOM FOR A POOL • TRANSFERABLE LOW-COST FLOOD INSURANCE Experience the ultimate Florida waterfront lifestyle in this beautifully maintained ELEVATED HOME located in the highly desirable waterfront community of HERNANDO BEACH. Situated on a DEEP & WIDE CANAL with DIRECT GULF ACCESS, this property offers a VERY SHORT BOAT RIDE TO THE OPEN GULF WATERS and is fully equipped for boating enthusiasts with 2 DOCKS, including a FLOATING DOCK, stationary dock, and private BOAT LIFT. The ground level of the home is used for a GARAGE/STORAGE AREA while the second level offers 1, 668 square feet of living space with 3 bedrooms, 2 bathrooms, a LAUNDRY ROOM, and a large 2ND STORY BALCONY with low-maintenance TREX DECKING spanning nearly the width of the home. The SPLIT FLOOR PLAN provides privacy and functionality while the inviting GREAT ROOM FLOOR PLAN seamlessly connects the living, dining, and kitchen areas, creating the perfect space for entertaining and everyday coastal living. Enjoy breathtaking canal views from the expansive living room featuring VAULTED CEILINGS, oversized 4-PANEL HURRICANE STORM SLIDERS, and a WALL OF WINDOWS that flood the home with natural light. The spacious kitchen features STAINLESS STEEL APPLIANCES, beautiful wood cabinetry, pantry storage, and abundant counter space overlooking the water. LAMINATE FLOORING and VAULTED CEILINGS continue throughout the main living areas, enhancing the bright and airy coastal feel of the home. The spacious PRIMARY SUITE is a relaxing retreat featuring VAULTED CEILINGS, laminate flooring, a WALK-IN CLOSET, and FRENCH DOORS WITH BUILT-IN BLINDS leading to the porch overlooking the water. The primary bath includes a CUSTOM VANITY with generous counter space and a WALK-IN SHOWER. Two additional bedrooms are generously sized and share a second bath featuring CUSTOM CABINETRY, a tub/shower combination, and built-in linen storage. Additional highlights include a NEW ROOF TO BE INSTALLED PRIOR TO CLOSING, AC replaced in 2019, an INTERIOR Bruno VERTICAL PLATFORM LIFT/ELEVATOR SHAFT to the second floor, an OVERSIZED 3-CAR GARAGE WITH EXTRA STORAGE SPACE, a convenient HALF BATH IN GARAGE, a COVERED PATIO AREA, SEAWALL CAP, EXTRA WIDE DRIVEWAY with GRAND COLUMNS, and elegant DOUBLE GLASS-LIT ENTRY DOORS. The AMAZING BACKYARD offers PLENTY OF ROOM FOR A POOL, making it easy to create your own private waterfront oasis. A major benefit is the TRANSFERABLE FLOOD INSURANCE policy at approximately 1, 804 dollars per year, offering substantial savings compared to current rates. Current HOMEOWNERS INSURANCE is approximately 2, 135 dollars per year. Located in a GOLF CART FRIENDLY COMMUNITY close to marinas, public boat ramps, waterfront restaurants, entertainment, and shopping, this home also allows SHORT-TERM RENTALS, making it ideal as a primary residence, vacation home, or INCOME-PRODUCING INVESTMENT PROPERTY. Convenient access to the SUNCOAST PARKWAY provides an easy commute to Tampa Bay and surrounding areas. MOVE-IN READY and NICELY MAINTAINED inside and out, this is your opportunity to enjoy the very best of Florida Gulf Coast waterfront living.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Elevated
  • Year Built: 2003
  • Garage: 3-car Bath In Garage, Driveway, Oversized, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,668
  • Acreage: 0.14
  • Est. Taxes: $2,064
  • Lot Desc: Cleared, Flood Insurance Required, FloodZone, Near Marina, Near Public Transit
  • View: Water
  • Water Front: Yes
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8511528
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8511528/4225carloscourt_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 7:47:10 PM)
Listing courtesy of JT REALTY & ASSOCIATES   Phone: 352-279-2640

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4225 CARLOS COURT, Hernando Beach, FL, 34607

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $172 $172 $172
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,325 $3,410 $4,484
Total Monthly Payment $3,589 $3,674 $4,748

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.