44 Garden Street, Cambridge (Harvard Square), MA, 02138 | $3,950,000
Prominently positioned on Garden Street, just steps from Harvard Square and across the street from the Radcliffe Quad, 44 Garden Street commands a proud presence in one of Cambridge’s most distinguished settings. This grand single-family home offers wonderful scale, with high ceilings, four fireplaces, and a classic layout of large formal rooms that speak to another era of craftsmanship. Its stately façade and architectural detailing contribute to the historic character that defines this approach to Harvard Square. Inside, long term ownership has left the house both beautiful and worn, an authentic canvas ready for renewal. The proportions, ceiling height, and unusually tall 8½-foot basement suggest opportunities for expansion or reconfiguration. Whether restored as a distinguished residence or reimagined for new use, 44 Garden Street stands as a rare offering in a premier Harvard Square location, substantial in presence and rich with possibility. Includes a driveway and garage.
Features
- Town: Cambridge
- Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Public School, T-Station, University
- Rooms: 15
- Bedrooms: 7
- Baths: 4 full / 1 half
- Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
- Style: Colonial
- Year Built: 1900
- Garage: 1-car Detached
- Basement: Full, Unfinished
- Approx Sq. Feet: 4,548
- Acreage: 0.15
- Est. Taxes: $22,788
- Lot Desc: Level
- Appliances: Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
- MLS#: 73446210
- Website: https://www.raveis.com
/eprop/73446210/44gardenstreet_cambridge_ma?source=qrflyer
Listing by Lauren Holleran Team courtesy of Gibson Sotheby's International Realty
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
44 Garden Street, Cambridge (Harvard Square), MA, 02138
$3,950,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $3,160,000 | $3,160,000 | $3,160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,899 | $1,899 | $1,899 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $17,695 | $19,200 | $26,453 |
| Total Monthly Payment | $19,719 | $21,224 | $28,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630