23 Abbey Lane, Setauket, NY, 11733 | $899,000

Nestled in the highly sought after Island Estates Development in Setauket, This well maintained 4 Bedroom 2. 5 Bath Colonial offers the perfect blend of comfort, elegance and energy efficiency. . Set on a beautifully wooded property, this home provides privacy and a serene natural setting while still being close to everything. Step Inside to find a warm and inviting Living Room with cozy fireplace, a formal Dining Room perfect for entertaining and an oversized Family Room with doors leading to backyard. The Large Eat-In-Kitchen boasts beautiful Cabinetry, Granite Countertops and generous space for cooking and gathering. . The Primary En-Suite is a wonderful size with two large walk-in closets. Additionally there are three more spacious bedrooms and full hallway bath. A standout feature of this home is the Geothermal Heating and Cooling System offering exceptional energy efficiency that significantly reduces utility costs and environmentally friendly year round comfort. Unlike traditional heating systems, geothermal utilizes the earth's natural consistent temperature to efficiently heat and cool the home creating a quieter, cleaner living environment A rare and valuable upgrade for today's energy conscious homeowner. . Additional Highlights include a walk-out basement, and two car garage. .

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 1985
  • Garage: 2-car
  • Heating: Geothermal
  • Cooling: Central Air
  • Basement: Walk-Out Access
  • Approx Sq. Feet: 2,433
  • Acreage: 0.97
  • Est. Taxes: $22,953
  • Lot Desc: Part Wooded, Sprinklers In Front
  • Elem. School: Minnesauke Elementary School
  • Middle School: Paul J Gelinas Junior High School
  • High School: Ward Melville Senior High School
  • School District: Three Village
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: 980729
  • Website: https://www.raveis.com
    /prop/980729/23abbeylane_setauket_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Realty Connect USA L I Inc   Phone: 631-941-4300

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

23 Abbey Lane, Setauket, NY, 11733

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $1,913 $1,913 $1,913
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,027 $4,370 $6,021
Total Monthly Payment $6,032 $6,375 $8,026

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.