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Nestled in the highly sought after Island Estates Development in Setauket, This well maintained 4 Bedroom 2. 5 Bath Colonial offers the perfect blend of comfort, elegance and energy efficiency. . Set on a beautifully wooded property, this home provides privacy and a serene natural setting while still being close to everything. Step Inside to find a warm and inviting Living Room with cozy fireplace, a formal Dining Room perfect for entertaining and an oversized Family Room with doors leading to backyard. The Large Eat-In-Kitchen boasts beautiful Cabinetry, Granite Countertops and generous space for cooking and gathering. . The Primary En-Suite is a wonderful size with two large walk-in closets. Additionally there are three more spacious bedrooms and full hallway bath. A standout feature of this home is the Geothermal Heating and Cooling System offering exceptional energy efficiency that significantly reduces utility costs and environmentally friendly year round comfort. Unlike traditional heating systems, geothermal utilizes the earth's natural consistent temperature to efficiently heat and cool the home creating a quieter, cleaner living environment A rare and valuable upgrade for today's energy conscious homeowner. . Additional Highlights include a walk-out basement, and two car garage. .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,913 | $1,913 | $1,913 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,027 | $4,370 | $6,021 |
| Total Monthly Payment | $6,032 | $6,375 | $8,026 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.