Welcome to your perfect blend of comfort, efficiency, and opportunity! This beautifully maintained 4-bedroom, 3 full bath home offers spacious living with thoughtful upgrades throughout. Enjoy cozy evenings by the wood-burning stove by winter and cool down in the summer with cold central air conditioning. For everyday convenience enjoy a bright eat-in kitchen, ideal for gathering or entertaining. Have your morning coffee or bbq that juicy steak on the grill just steps away on your full deck off the kitchen. Step outside to your private backyard featuring a heated saltwater pool and enjoy gathering in your sitting area under the canopy with a fully fenced yard—perfect for summer relaxation and year-round enjoyment. The two-car garage provides ample storage and parking. Energy efficiency shines with solar panels, keeping electric costs remarkably low—averaging just $18 per month. Owned outright with just 5 yrs left and 17 years left on the transferrable warranty. Major systems including the boiler, air handler, and hot water heater have all been updated within the last five years, giving peace of mind to the next owner. 5 zones of inground sprinkles will keep your lawn hydrated to further add to your curb appeal. Several public parks and nature preserves are located near Selden, NY, offering hiking trails, dog parks, and recreational areas. Notable nearby spots include Selden Dog Park for pets, Farmingville Hills County Park for hiking, and the scenic Avalon Nature Preserve in nearby Stony Brook. Conveniently located near major transportation routes, including the Long Island Expressway and the Long Island Rail Road, this home makes commuting simple while keeping you close to everything you need. Middle Country shopping corridor is just minutes away for all your retail therapy needs and a large array of food establishments, from fine dining to meals on the go. A standout feature of this home is the fully finished lower level with c/o, offering excellent income potential, with proper permits or flexible space for extended living. Don’t miss the opportunity to swim in your own salt water pool this summer in this versatile and move-in-ready home that truly has it all!
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Our Executive Mortgage Banker:
$719,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $575,999 | $575,999 | $575,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,037 | $1,037 | $1,037 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,450 | $3,637 | $4,783 |
| Total Monthly Payment | $4,579 | $4,766 | $5,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.