4 Lori Street, Poughkeepsie, NY, 12603 | $415,000

This classic split-level home in Vassar Park offers a unique four-level layout that maximizes every square foot, providing distinct zones for relaxation, work, and hobbies.

The heart of the home features an airy Living Room anchored by a charming bay window. This flows seamlessly into the Dining Area and a functional Kitchen, creating a perfect environment for gatherings. From the dining area, step directly out to your outdoor retreat.

The top level houses three tranquil bedrooms and a full bath. The Primary Bedroom is a generous 11'5'' x 16'2'' space with dual exposures. Two additional bedrooms (11'5'' x 10'5'' and 8'5'' x 10'3'') provide plenty of room for family or guests. A central 8'5'' x 6'11'' full bathroom serves this upper level.

A private 8'5'' x 15'8'' office sits away from the main living noise, perfect for a quiet professional environment.

A large Laundry room (11'5'' x 7'6'') and a half-bath are conveniently located near the internal garage access. The attached garage provides secure parking and additional storage.

The lower level features a 22'0'' x 21'10'' Basement area and a dedicated 12'10'' x 12'6'' Storage/Workshop room.

The Backyard Oasis
Experience true outdoor living on the . 31-acre lot:
Relax on the 15'3'' x 14'5'' elevated concrete patio which extends out to the 11'3'' x 8'11'' wood deck. An above-ground circular pool is perfectly positioned for summer fun. The entire backyard is secured by a large, wood privacy fence.

Mechanical Excellence:
Rest easy knowing the essential systems are all approximately 8 years young, including the roof, oil tank, boiler, and hot water heater. With a freshly painted exterior and a reliable sump pump system, this home is truly ''turn-key. ''

Summary of Dimensions:
Living Area: ~1, 395 Sq. Ft. (Main and Upper levels)
Additional Space: ~687 Sq. Ft. (garage, utility, and basement)
Total Usable Space: ~2082 Sq. Ft. across all levels.

Features

  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Laundry Room, Sink
  • Style: Split Level
  • Year Built: 1958
  • Garage: 1-car Attached
  • Heating: Forced Air, Oil
  • Cooling: Window Unit(s), Wall/Window Unit(s)
  • Basement: Concrete, Sump Pump, Storage Space, Unfinished
  • Acreage: 0.31
  • Est. Taxes: $11,707
  • Lot Desc: Back Yard, Front Yard, Landscaped, Level, Private
  • School District: Wappingers
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Freezer, Humidifier, Refrigerator, Washer/Dryer
  • MLS#: 20262343
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/20262343/4loristreet_poughkeepsie_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Serhant LLC

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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4 Lori Street, Poughkeepsie, NY, 12603

$415,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $976 $976 $976
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,044 $2,096 $2,757
Total Monthly Payment $3,095 $3,147 $3,808

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.