330 West 145th Street, #602, New York (Hamilton Heights), NY, 10030 | $629,000

OPEN HOUSE BY APPOINTMENT ONLY

New to the market. No board approval. No income restrictions. 90% financing. Must be your primary residence. Subletting is permitted 2 out of 4 years after 2 years of ownership.

Own this wonderful doorman 2 bedroom 2 bath at The Hamilton, a Harlem condop (see below for cond-op definition). Sunny and quiet at the back of the building, this 6th floor apartment faces south with wonderful views of the midtown skyline, City College and the landscaped courtyard below. Spacious living room with dining area and built in wall unit. Split bedrooms. Open kitchen with stainless steel appliances, breakfast bar and ample counter space and cabinets.

The Hamilton, built in 2004, is conveniently located on the edge of Hamilton Heights and Sugar Hill, just one block from the 145th Street express subway station (A, B, C, D) - only two express stops to Columbus Circle. The 3 express train is three blocks away at 145th Street and Lenox Avenue. The Bx19 Bus runs crosstown on 145th Street. For drivers, there is a waitlisted garage in the building with close proximity to the 145th Street Bridge, Harlem River Drive, George Washington Bridge and Triborough Bridge.

Duane Reade is in the building and Foodtown supermarket is next door. Starbucks, New York Sports Club, Bank of America, a farmers' market and Jackie Robinson Park with its recreation center and swimming pool are right across the street. There is an ever increasing selection of independent restaurants, bars and coffee shops nearby such as Fumo, Oso, Manhattanville Coffee Shop, Chopped Parsley, Sugar Cafe and Anchor Wine Bar.

City College, Hamilton Grange, Jumel Mansion, Riverbank State Park and various other Harlem attractions are in the area. Target, BJ's, Home Depot and Marshall's are in the vicinity as well.

The Hamilton has 76 apartments and features a full-time doorman, laundry room, landscaped courtyard, complimentary fitness room and is pet friendly.

What is a cond-op? By definition, a cond-op is a residential co-op where the ground floor (typically commercial units) is converted into a separate "condominium" which is either owned by an outside investor or the original sponsor of the building. Thus, although the residential units are a co-op, the commercial units are owned as a condominium by an entity other than the co-op. Thus, the co-op does not receive the benefit of the income from these units. Some will refer to co-ops that operate under condominium rules as "cond-ops". This is not accurate although you will hear this quite often. A co-op that operates under condominium rules is just that.

Features

  • Town: New York
  • Cooling: Central
  • Levels: 8
  • Amenities: Garage; Courtyard; Fitness Room; Laundry Room;
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Other
  • Complex: Hamilton, The
  • Year Built: 2003
  • Pet Policy: No Pets
  • Building Access : Elevator
  • Service Level: Concierge
  • Doorman: FullTime
  • OLR#: RLS20092852
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/RLS20092852/330west145thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Brown Harris Stevens Residential Sales LLC

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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330 West 145th Street, #602, New York (Hamilton Heights), NY, 10030

$629,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $503,200 $503,200 $503,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.628% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,014 $3,177 $4,145
Total Monthly Payment $3,106 $3,269 $4,237

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.