7 Francis Street, Wading River, NY, 11792 | $695,000

Wading River Hamlet, and Shoreham-Wading River Schools, Wading River Elementary School. Situated in the Quail Hollow Subdivision, built by Carrera Builders, the house is a two level expanded cape with 4 bedrooms and with 3 full baths. The house presents the new owner with both a mother daughter / In-Law Floor Plan or the current single family design use, with two staircases leading to the second floor. Town permissions are required for any use other than the current single family dwelling status. A stone fireplace in the formal Living Room, off the entry Foyer, and a first floor full bath, a Formal Dining Room, an Eat In Kitchen with Breakfast Bar and the large Family Room with a Kitchenette / wet bar area. Also, a first floor bedroom currently used as an office. The Second floor, accessible from two separate staircases, has two master suites and a third bedroom now configured as a sitting room and there are two full baths. Beautiful, mature landscaped grounds, a brick patio and sitting deck off the back entry door as well, this is a well maintained property within the secluded Quail Hollow. Ample graveled parking area for three or four cars and a storage shed. Showings are by appointment only, thank you.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Basement
  • Style: Exp Cape
  • Year Built: 1969
  • Heating: Baseboard, Oil
  • Cooling: Wall/Window Unit(s)
  • Basement: Unfinished
  • Approx Sq. Feet: 2,351
  • Acreage: 0.43
  • Est. Taxes: $13,287
  • Lot Desc: Back Yard, Corner Lot, Landscaped, Level, Near Public Transit, Near School, Near Shops, Private, Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Miller Avenue School
  • Middle School: Albert G Prodell Middle School
  • High School: Shoreham-Wading River High School
  • School District: Shoreham-Wading River
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Oil Water Heater
  • MLS#: 1003421
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/1003421/7francisstreet_wadingriver_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Michael Albert Real Estate   Phone: 516-523-5271

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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7 Francis Street, Wading River, NY, 11792

$695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $556,000 $556,000 $556,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $1,107 $1,107 $1,107
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,423 $3,511 $4,617
Total Monthly Payment $4,622 $4,710 $5,816

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.