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You're going to love this home with the perfect mix of Southern charm and modern updates tucked away near a cul-de-sac in the amenity-rich St. Johns Lake neighborhood! One of the few homes in the neighborhood with a durable cement plank exterior, the front porch beckons you to sit and relax whether as part of your morning routine or to visit with neighbors in the afternoons. As you enter the front door your eye is immediately drawn down the hallway to the open-concept living area filled with natural light. Gorgeous Silestone countertops provide space for cooking and hanging out while the island offers extra room for seating. Plenty of cabinet space and a walk-in pantry keep your kitchen organized and the under-cabinet lighting creates a beautiful ambiance any time of day or night. Completing the first floor is a powder room and a versatile office/flex space at the front of the home that has a lovely accent wall. The backyard is a natural extension of your living space! It is complemented by a patio area with a pergola and a gravel-lined pathway to a fire pit for those chilly evenings. You even have your very own Live Oak to continue to nurture and watch grow. It is completely fenced in so your four-legged family members can hang out, too! Other exterior upgrades include river rock landscaping, gutters and an irrigation system. The upstairs is anchored by a spacious living area with beautiful and functional custom shelving. Use this as another den, a playroom, crafting area- totally up to you! You'll love that the laundry room is upstairs as it saves time and makes daily chores easier. Your primary suite is roomy with a well-appointed bathroom which includes dual sinks, a garden tub, tiled shower, separate water closet and a large walk-in closet. Two more ample bedrooms and a full bath complete the upstairs. You're guaranteed to enjoy the neighborhood pool, the playground, the dog park and miles of walking trails. An expansive lake that winds around the neighborhood offers immediate access for kayaking, paddleboarding, canoeing and fishing. Come check it out!
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Our Executive Mortgage Banker:
$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,803 | $2,874 | $3,780 |
| Total Monthly Payment | $2,895 | $2,966 | $3,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.