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Welcome to your private Alafia River retreat offering approximately 125 feet of river frontage, flexible living space, and endless possibilities for WATERFRONT LIVING. Elevated and high-and-dry, this unique property blends modern updates with laid-back Florida lifestyle on over half an acre and includes a DETACHED GUEST COTTAGE overlooking the river complete with a private deck, kitchenette, full bath, and flexible space ideal for guest accommodations, multi-generational living, private office space, creative space or future SHORT-TERM RENTAL income. The open layout features vaulted ceilings, multiple gathering spaces, and an updated kitchen with quartz countertops, stainless steel appliances, soft-close cabinetry, and a large breakfast bar that flows naturally into the living and dining areas anchored by a cozy wood-burning fireplace. The dramatic glass-front great room overlooks the multi-level deck, rebuilt dock, and river beyond, creating a stunning backdrop for entertaining, relaxing, or enjoying peaceful waterfront views. Complete with a custom tiki bar and expansive gathering space, this one-of-a-kind room truly brings the waterfront lifestyle to life. The spacious primary suite offers two walk-in closets and private ensuite bath, while the split-bedroom layout provides flexibility for guests, home office use, or multigenerational living. The third bedroom, currently used as an office, is tucked away on the opposite side of the home for additional privacy. A second full bath is conveniently located near the additional guest bedroom. The oversized detached garage/workshop, built just a few years ago, offers exceptional storage and workspace for boats, recreational equipment, hobbies, or business needs. Additional highlights include two separate driveways, fenced yard space for pets, room for chickens, new windows installed in 2024, updated plumbing in 2019, kitchen renovations completed within the last five years, and a roof and HVAC system approximately 8 years old. Enjoy easy access to Tampa Bay by boat with nearby waterfront restaurants and popular local boating destinations just a short ride away. Tucked away along the Alafia River, this one-of-a-kind property offers privacy, character, flexibility, and the kind of waterfront lifestyle that is hard to find.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $388 | $388 | $388 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,325 | $3,410 | $4,484 |
| Total Monthly Payment | $3,805 | $3,890 | $4,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.