1044 Longpoint Road, Cross, SC, 29436 | $299,400

Welcome to 1044 Longpoint Road in beautiful Cross! This brand-new home is located in a desirable Lake Moultrie neighborhood just seconds from S&S Campground and public boat landing access. Situated on a spacious half-acre lot, this stunning 1, 904-square-foot home offers the perfect blend of comfort, style, and outdoor living. Featuring 3 bedrooms and 2 full bathrooms, the thoughtfully designed open floor plan provides plenty of space for entertaining and everyday living. In addition to the spacious bedrooms, the home also includes a large 14'4'' x 12'5'' den that could easily serve as a 4th bedroom, flex space, playroom, office, or hobby room to fit your needs. The kitchen is equipped with all-new appliances, ample cabinetry, and a stylish coffee bar area perfect for your morningor entertaining guests. The home also features ceiling ventilation designed to provide improved airflow and circulation throughout the living spaces for added year-round comfort. This home features a durable brick foundation, modern finishes throughout, and newly added 8x16 front and rear decks -- perfect for relaxing, grilling, or enjoying the peaceful surroundings. The property also includes a new gravel driveway and newly installed partial privacy fencing along both sides of the lot, adding extra seclusion and curb appeal. Enjoy the convenience of nearby lake access, boating, fishing, camping, and all the recreation Lake Moultrie has to offer while still enjoying the peace and privacy of country living. Whether you're looking for a full-time residence, weekend getaway, or investment property near the water, this move-in-ready home is a must-see!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Washer Hookup, Laundry Room
  • Development: 75 - Cross, St.Stephen, Bonneau, Rural Berkeley Cty
  • Year Built: 2026
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,904
  • Acreage: 0.5
  • Lot Desc: 0 - .5 Acre, High, Interior Lot, Level
  • Elem. School: Cross
  • Middle School: Cross
  • High School: Cross
  • MLS#: 26014943
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/26014943/1044longpointroad_cross_sc?source=qrflyer
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Denise NapoleoneSales Associate

203.685.6181

Denise.Napoleone@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1044 Longpoint Road, Cross, SC, 29436

$299,400

Denise Napoleone

Sales Associate

William Raveis Real Estate

Phone: 203.685.6181

Denise.Napoleone@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,520 $239,520 $239,520
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,435 $1,512 $1,989
Total Monthly Payment $1,510 $1,587 $2,064

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.