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Under contract-accepting backup offers. Nicely updated! This solid block home in central-north St. Petersburg has had the big-ticket items handled thoughtfully, and it shows from the moment you walk in. Brand new Goodman AC (May 2026, 2-ton, 14. 3 SEER) backed by a 12-year parts and compressor warranty. Fully refreshed kitchen with new refrigerator, range, and microwave, all 2026. Polished terrazzo floors run throughout, giving the home a clean, grounded feel that photographs don't fully capture.
The bath has been remodeled with a new sink, vanity, refinished tub, and updated lighting. Plumbing replaced with PVC front to back. Roof 2020, paint inside and out 2020, washer and dryer 2020. The layout lives comfortably, and with no HOA and no CDD, there's nothing extra bleeding out of your budget every month.
The location is a quiet bonus. About 4. 5 miles to the Gulf beaches, 5 miles to downtown St. Pete's restaurants and waterfront, and walkable to parks, dining, and everyday shopping. I-275 is right there when you need it. This is the kind of home you stop second-guessing once you're standing in it.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$348,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $278,400 | $278,400 | $278,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $350 | $350 | $350 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,667 | $1,758 | $2,293 |
| Total Monthly Payment | $2,092 | $2,183 | $2,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.