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104 Kingsbury Circle, #35, Derby, VT, 05829 | $225,000
Enjoy easy, low-maintenance living in this beautifully maintained second-floor condo located in the desirable Kingsbury Village community. Tucked toward the back side of the development, this top-floor unit offers a peaceful setting with lovely views overlooking the backyard and neighboring farm field from your own private deck. Inside, the bright and spacious open floor plan is designed for comfortable everyday living. The kitchen features a convenient bar area that opens seamlessly into the dining and living spaces, creating an ideal layout for entertaining or simply relaxing at home. Large windows and the elevated second-floor location allow natural light to pour throughout the home. The condo offers 2 bedrooms, a full bathroom, and a separate laundry/utility room for added convenience. Pride of ownership is evident throughout, making this home truly move-in ready. A detached one-car garage provides additional storage and protection from the elements, while an extra designated parking space is located directly in front of the building. Kingsbury Village is a well-cared-for condominium development offering stress-free ownership with HOA fees that include lawn care, snow removal, trash service, building insurance, and cleaning of the common areas. Whether you are looking to simplify, purchase your first home, or enjoy easy living in a quiet location, this condo offers comfort, convenience, and a welcoming community atmosphere!
Features
- Parking: Auto Open,Assigned,Driveway,Garage,On-Site,Parking Spaces 1,Paved,Detached
- Heating: Propane,Baseboard,Direct Vent,Electric,Vented Gas Heater
- Cooling: None
- Amenities: Landscaping,Common Acreage,Snow Removal,Trash Removal
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Complex: Kingsbury Village
- Year Built: 1994
- Approx Sq. Feet: 1,026
- Est. Taxes: $2,537
- Lot Desc: Landscaped,Level,Open,Wooded
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: Orleans Essex North
- MLS#: 5090550
- Website: https://www.raveis.com
/prop/5090550/104kingsburycircle_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/23/2026Listing courtesy of Choice Real Estate & Property Management Phone: 802-472-3338
Listing Agent: Brenda Menard
William Raveis Family of Services
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888.699.8876
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
104 Kingsbury Circle, #35, Derby, VT, 05829
$225,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $211 | $211 | $211 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,108 | $1,137 | $1,495 |
| Total Monthly Payment | $1,394 | $1,423 | $1,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484