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Nestled on a breathtaking . 4-acre lot on beautiful Lake Harney, this charming 2-bedroom, 2-bathroom home offers approximately 1, 100 square feet of comfortable living space paired with truly unforgettable waterfront views. Tucked away on a quiet road in an exceptionally safe and peaceful neighborhood, the property provides the perfect blend of privacy and tranquility. A private gated entrance welcomes you into a lush, maturely landscaped setting that creates a serene retreat feel from the moment you arrive.
Inside, the home features an inviting open floor plan designed to maximize both space and natural light while capturing stunning lake views throughout the main living areas. Recent upgrades have transformed this property into a move-in-ready oasis, including new double-pane windows and sliding glass doors, new blinds and window treatments, a brand-new AC and heat pump system with both air handler and compressor, and a new tankless water heater installed in 2026. Additional improvements include updated interior and exterior electrical panels and breakers, new toilets, a whole-house water filtration system, and a reverse osmosis water purification system for exceptional water quality.
The exterior amenities are equally impressive, offering extensive enhancements completed in 2024 and 2025. Enjoy the outdoors year-round from the newly constructed aluminum screen room with an insulated roof, while both lakeside and street-side aluminum fencing provide beauty and security. The entire lot was professionally re-landscaped in 2025, creating a stunning outdoor environment that complements the priceless lakefront setting. For added convenience and future flexibility, the property also features a newly permitted aerobic septic system designed for up to a 4-bedroom, 4-bathroom home, along with a new 50-amp electrical and sewer hookup ready for RV parking. This is a rare opportunity to own a beautifully updated lakefront property with unmatched privacy, modern upgrades, and incredible potential.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $373 | $373 | $373 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,709 | $2,778 | $3,654 |
| Total Monthly Payment | $3,174 | $3,243 | $4,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.