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Welcome to your dream oasis in the premier waterfront resort community of MiraBay. This turnkey four-bedroom, three-and-a-half-bathroom estate spans 3, 530 square feet of meticulously updated luxury, offering the perfect blend of modern upgrades and Florida resort living. Enter to find brand new luxury vinyl plank flooring and soaring ceilings in the magnificent great room, where elegant French doors flood the home with natural light and lead out to your private paradise. The main level boasts a private dedicated office perfect for remote work, alongside an elegant formal dining room designed for seamless entertaining. The large, sunlit chef’s kitchen features a gas cooktop, a new smart oven, soft-close cabinets and drawers, and custom storage in select cabinets. High-end plantation shutters accent the windows throughout the entire home, while Google Nest thermostats provide effortless smart-home climate control. The desirable first-floor primary suite serves as a sun-drenched retreat with large windows, a beautifully updated spa-like bath, and an expansive spacious-in closet customized by Closets by Design. Upstairs, the home features three additional bedrooms, two full bathrooms, and a versatile loft area that is absolutely perfect for movie nights or game nights. Your outdoor oasis awaits on the expansive lanai, showcasing a sparkling blue salt water pool built in 2024 that is equipped with both a heater and a chiller for perfect year-round swimming. Enjoy total peace of mind with a brand new roof installed in 2024, a new hot water heater from 2025, and a highly valuable, low assumable flood insurance policy rate. Located in the highly sought-after MiraBay community, you will enjoy a spectacular waterfront lifestyle with access to a resort-style pool with a waterslide, dedicated lap lanes, tennis, basketball, and pickleball courts, scenic trails, and regular neighborhood events.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$780,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $624,000 | $624,000 | $624,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $511 | $511 | $511 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,842 | $3,940 | $5,182 |
| Total Monthly Payment | $4,445 | $4,543 | $5,785 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.