5069 STARLING BIRD LANE, St. Cloud, FL, 34771 | $442,990

Under Construction. Explore The Landings at Live Oak Lake, a new single-family home community blending city charm with a distinct identity, all without a CDD. Situated between downtown St. Cloud and Lake Nona, it offers private amenities such as a pool & cabana, playground, trails, and playfield amidst serene ponds and conservation homesites.
Introducing the Talbot bungalow, a luxurious new construction home that masterfully blends modern design with everyday convenience. This Farmhouse-inspired home offers 5 bedrooms, 3 bathrooms, a loft, a covered lanai, and a 2-car rear-load garage—creating a space that is both stylish and functional. As you enter, a stunning wrap-around staircase sets the tone, leading into an open-concept living area designed for effortless flow. A private hallway off the foyer features a guest bedroom and full bath, providing a perfect space for visitors. The heart of the home is an expansive kitchen, café, and gathering room, all with seamless access to the covered lanai, ideal for indoor-outdoor living. The chef’s kitchen is a standout with its large center island, corner walk-in pantry, and Whirlpool stainless steel appliances, including a refrigerator. Tilden White cabinetry, decorative tile backsplash, and Lyra quartz countertops add sophistication and practicality to the space. Upstairs, the luxurious owner’s suite is tucked away at the front of the home for ultimate privacy. The spa-inspired en suite bathroom features a glass-enclosed shower, a quartz-topped dual vanity, and a spacious walk-in closet, offering a true sanctuary. Three additional bedrooms, located down their own private hallway, share a full bathroom, ensuring comfort and privacy. The second floor also boasts two linen closets, a laundry room, and a large loft area, perfect for flexible living. Thoughtful luxury touches throughout the home include wood-look luxury vinyl plank flooring on the first floor (except for the first-floor bedroom, which is carpeted with plush, stain-resistant Shaw brand carpet), carpeting on the staircase and second-floor bedrooms, tile flooring in the bathrooms and laundry room, a washer and dryer, 2” faux wood blinds, and pre-wiring for pendant lighting. Smart home features like a smart thermostat, video doorbell, and LED downlights make this home as connected as it is beautiful. With its combination of luxury, convenience, and modern design, the Talbot bungalow is the perfect place to live and unwind in style.

Features

  • Amenities: Playground, Pool, Recreation Facilities, Trail(s)
  • Rooms: 14
  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 40 x 110
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2026
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Rear
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,603
  • Acreage: 0.1
  • Lot Size: 40 x 110
  • Est. Taxes: $859
  • HOA Fee: $115 Monthly
  • Lot Desc: Cleared, Landscaped, Sidewalk
  • Elem. School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6408113
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6408113/5069starlingbirdlane_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/29/2026 11:56:09 PM)
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC   Phone: 407-250-9131

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5069 STARLING BIRD LANE, St. Cloud, FL, 34771

$442,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $354,392 $354,392 $354,392
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $72 $72 $72
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,122 $2,211 $2,919
Total Monthly Payment $2,269 $2,358 $3,066

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.