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This lovely lake view split bedroom with vaulted ceilings in desired Martin Downs Country Club offering two golf courses, one members only and one public. . while still having low HOAs. Optional Country club membership offers two pools, tennis courts, basketbal, pickeleball. Enjoy remodeled kitchen wth all new appliances and baths with high end finishes. The Kitchen Includes pullouts throughout and center island with waterfall. Main living area, 2nd bedroom and laundry room have laminate flooring. Dining area has electric blinds and there are Bahama shutters on all bedroom windows. Home has a new hotwater heater and garage is wired for extra fridg. Recently installed new AC ducts & insulation. Ibis Point is close to many great restaurants and shopping as well as a new hospital & Costco! HOA covers guarded front gate, all lawn and common area yard maintenance, semi annual tree trimming & basic cable & internet and exterior house painting (to be done this year) This is a move-in ready home offering easy living. Home was recently remodeled. The airhandler is two yrs old and because of the additional insulation, electric bills are low.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $341 | $341 | $341 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,462 | $2,525 | $3,321 |
| Total Monthly Payment | $2,878 | $2,941 | $3,737 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.