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Why wait months for new construction when you can move right into a villa that already has the upgrades buyers actually want? Recently built and meticulously maintained, this nearly new Halifax Plantation villa offers the perfect blend of low-maintenance living and designer touches already in place. This 2-bedroom, 2-bath villa with a 2-car garage features an open-concept layout designed for both comfortable everyday living and easy entertaining. The spacious kitchen featuring quartz countertops and island, tile backsplash and stainless-steel appliances overlook the main living and dining areas, while the split-bedroom floor plan provides privacy for guests and owners alike. Unlike waiting on a builder timeline, this home is truly move-in ready with thoughtful upgrades already completed, including a designer accent wall, updated interior paint, screened back porch, epoxy garage floors, and custom storage added to both the primary bedroom closets and garage. Every detail has been carefully selected to enhance both style and functionality. Whether you're looking for a full-time residence, seasonal getaway, or an easy downsizing option, this home offers the feel of new construction without the wait, added expense, or unfinished projects that often come with buying brand new. Halifax Plantation Golf Community is home to a Championship Golf Course which residents are able to enjoy, along with other amenities, with an optional membership. This community is conveniently located to shopping, dining, hospitals and all that sunny Ormond Beach, FL has to offer. Schedule a showing today! The low HOA dues cover landscaping allowing you to fully relax and just enjoy the neighborhood. All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $402 | $402 | $402 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,601 | $1,642 | $2,159 |
| Total Monthly Payment | $2,078 | $2,119 | $2,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.