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Welcome to 54 Ridgewood Place-a rare opportunity to own a piece of Springfield history. Designated by noted architect George Wood Taylor in 1909 during Springfield's period of remarkable growth & architectural prominence, this stately brick residence blends timeless character with enduring craftsmanship. Commemorative plaque on the home recognizes its historical significance & connection to one of the city's most respected architectural contributors. positioned on a picturesque tree-lined street, the home showcases classic early 20th century design with symmetrical brick construction, elegant proportions& a commanding presence. The inviting front entry, mature landscaping &rich architectural detail create curb appeal rarely found today. Inside buyers will appreciate the opportunity to own a residence that reflects Springfield's historic elegalnce while offering space & flexibility for modern living whether preserved in its historical charm or thoughtfully updated over time, this home
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Dining Room | First | |
| Kitchen | First | |
| Living Room | Flooring - Hardwood, Cable Hookup, Exterior Access | Main,First |
| Master Bedroom | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $319 | $319 | $319 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,462 | $2,525 | $3,321 |
| Total Monthly Payment | $2,856 | $2,919 | $3,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.