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Rare waterfront opportunity in Jacksonville's coveted Isle of Palms. This beautifully maintained 3BR/2BA home combines solid 1964 cinderblock construction with thoughtful modern upgrades and timeless Old Florida charm. Situated on a spacious . 26-acre canal-front lot with 58 feet of waterfront frontage, the property offers direct Intracoastal access and a 2022 remote-controlled 12, 000 lb boat lift--making it effortless to get on the water at a moment's notice. Inside, a freshly painted interior and abundant natural light create a bright, inviting feel, while the cozy fireplace adds warmth and character to the main living space. Major system updates provide true peace of mind, including HVAC (2020), updated electrical and sewer lines, rebuilt bulkhead (2013), and brand-new tie-backs completed in 2025. The Isle of Palms Special Dredging District assessment is included in taxes (approximately $1, 000/year), helping maintain the neighborhood's navigable waterways and waterfront appeal. Whether you're enjoying sunset views from the backyard, entertaining by the water, or heading out for a day on the boat, this home is designed for relaxed waterfront living. Conveniently located just minutes from the beach, dining, shopping, entertainment, and Mayo Clinic, this move-in ready waterfront retreat offers the perfect blend of comfort, convenience, and coastal living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$695,595
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $556,476 | $556,476 | $556,476 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $810 | $810 | $810 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,381 | $3,514 | $4,621 |
| Total Monthly Payment | $4,283 | $4,416 | $5,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.