608 Mountain Avenue, Cairo, NY, 12413 | $239,000

Welcome to 608 Mountain Avenue- Set against a backdrop of striking natural rock formations with peek-a-boo views of the Catskill Mountains, this property features a private backyard perfect for relaxing, gathering around a firepit, or enjoying the peaceful surroundings. This thoughtfully updated retreat nestled among the natural beauty of the Catskills. This open-concept 3 bedroom, 3 bath home offers a seamless layout with newly updated flooring and new appliances. Newer well and septic. Ideally located just minutes to beloved local destinations including Log Cabin Cafe, Julia's Local, and the historic Glen Falls House, with easy access to year-round recreation including hiking, skiing, biking, swimming holes, and nature trails. Whether you are searching for a full-time residence, stylish starter home, or weekend crash pad escape from the city, this property offers versatility and charm in an increasingly sought-after location. Both indoor and outdoor living spaces designed for both comfort and entertaining. Formerly configured as a three-family residence, the property still retains electric meter boxes in place, presenting intriguing possibilities for future use, subject to municipal approvals and buyer due diligence.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Farmhouse
  • Year Built: 1948
  • Heating: Baseboard
  • Cooling: None
  • Basement: Crawl Space, Partial
  • Approx Sq. Feet: 1,638
  • Acreage: 0.9
  • Est. Taxes: $3,011
  • Elem. School: Cairo-Durham Elementary School
  • Middle School: Cairo-Durham Middle School
  • High School: Cairo-Durham High School
  • School District: Cairo-Durham
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: 1003505
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/1003505/608mountainavenue_cairo_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Century 21 New West Properties   Phone: 518-943-2620

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

608 Mountain Avenue, Cairo, NY, 12413

$239,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,200 $191,200 $191,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $251 $251 $251
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,177 $1,207 $1,588
Total Monthly Payment $1,503 $1,533 $1,914

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.