Welcome to this charming 4-bedroom, 2 full bath Mustapick (expanded) Cape nestled in the heart of Northport Village, offering the perfect blend of character, comfort, and convenience. This home stands out with its cathedral, beamed ceilings that create a warm and airy atmosphere, complemented by hardwood floors and abundant natural light throughout. The thoughtfully designed layout includes an eat-in kitchen with stainless steel appliances, a welcoming entrance foyer, and a spacious living area anchored by a classic wood-burning fireplace—ideal for both everyday living and entertaining. Two first-floor bedrooms provides flexibility for guests, a home office, or those seeking main-level living, a feature that continues to be in high demand. Additional highlights include two-zone heating for efficiency and comfort, a large partial basement with high ceilings offering excellent storage or potential for additional use, and an attached 1-car garage. The home’s layout and architectural details give it a unique personality while still offering the functionality today’s buyers are looking for. Located within Northport Village, this property offers an unbeatable lifestyle. Enjoy close proximity to Northport schools, the vibrant downtown area and harbor, the train station, shopping, dining, and nearby Del Vino vineyard —making it easy to take full advantage of everything the area has to offer.
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Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $959 | $959 | $959 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,026 | $3,979 |
| Total Monthly Payment | $4,001 | $4,076 | $5,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.