|
Located just moments from the SilverLeaf Village resort-style amenities with low HOA fees and NO CDD, this beautifully upgraded single-family home by Ashley Homes offers a rare ''better than new'' opportunity without the wait of new construction. Situated at 39 Stansbury Lane in one of St. Johns County's most desirable communities, this thoughtfully designed 4-bedroom, 3-bath residence blends luxury finishes, functional living spaces, and an exceptional Florida lifestyle within the highly sought-after St. Johns County top-rated school district.
This property also presents a fantastic investment opportunity in one of Northeast Florida's fastest-growing and most desirable areas The open-concept floor plan is filled with natural light and showcases wide-plank luxury vinyl flooring, upgraded lighting, and elegant architectural details throughout. Designed for both everyday living and entertaining, the chef-inspired kitchen features double ovens, a 36" gas cooktop, upgraded cabinetry, quartz countertops, tile backsplash, stainless steel appliances, and a spacious walk-in pantry. All kitchen appliances convey.
The owner's suite serves as a relaxing private retreat with a spa-style bath featuring dual vanities, an oversized walk-in shower with rain shower and dual shower heads, an oversized soaking tub, and a large walk-in closet. The laundry room offers convenient access from the garage, and the washer and gas dryer also convey. Additional bedrooms and versatile flex space provide endless possibilities for a home office, playroom, fitness room, or additional lounge area.
Sliding glass doors lead to a beautifully finished outdoor living space designed for both relaxation and entertaining. The fully fenced backyard offers privacy, functionality, and plenty of room to enjoy outdoor living. The backyard privacy fence conveys with child safety fencing already in place.
Additional upgrades include natural gas service, reverse osmosis system in the kitchen, smart lighting, multi-zone irrigation, extra-wide driveway, and a spacious two-car garage with attic storage access.
Residents of SilverLeaf Village enjoy resort-style amenities, walking trails, parks, golf-cart accessibility, and a strong sense of community, all while benefiting from convenient access to shopping, dining, and major roadways. This move-in ready home combines comfort, style, and convenience in one of Northeast Florida's fastest-growing and most sought-after communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$498,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,192 | $399,192 | $399,192 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $488 | $488 | $488 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,391 | $2,490 | $3,288 |
| Total Monthly Payment | $2,954 | $3,053 | $3,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.