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Nestled in the heart of Bayville’s sought-after waterfront community, 12 Violet Road offers the perfect blend of timeless charm, flexible living space, and relaxed North Shore coastal living. Ideally located just moments from several of the area’s most beloved beaches, this special property captures the essence of a true beach-town lifestyle while offering endless potential to create your own private retreat by the shore. Designed with both comfort and functionality in mind, this well-maintained Cape-style home features 4 bedrooms, 2 full baths, and a spacious bonus room off the living room — ideal for a home office, den, guest space, playroom, or additional entertaining area. The inviting main level offers an effortless flow for everyday living and entertaining, highlighted by a formal dining room, spacious living room with fireplace, and easy access to the outdoors. The expansive eat-in kitchen with charming breakfast nook connects seamlessly to a convenient laundry/mudroom, adding practicality and ease to daily routines. Two generously sized bedrooms and a full bath complete the first floor, while the second level offers two additional bedrooms and another full bath, providing flexibility and privacy for a variety of living arrangements. A full unfinished basement offers abundant storage and exciting possibilities for future customization or expansion. Outside, the spacious yard, patio, and deck create the perfect setting to relax, entertain, garden, or further enhance the outdoor living experience. Enjoy the ease and convenience of Bayville living with close proximity to beaches, waterfront parks, marinas, restaurants, shops, and nearby schools. The home’s location makes it easy to enjoy biking to town, local beaches, and everyday amenities while embracing the relaxed coastal lifestyle that makes Bayville so desirable. Adding to its appeal, the property is not located within a flood insurance zone, offering additional convenience and peace of mind. Located within the highly regarded Locust Valley School District, this is a rare opportunity to enjoy the beauty, lifestyle, and tremendous potential of Long Island’s North Shore.
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Our Executive Mortgage Banker:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $820 | $820 | $820 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,936 | $4,036 | $5,308 |
| Total Monthly Payment | $4,848 | $4,948 | $6,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.