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Nestled on a generous, fully fenced lot of over a third of an acre, this stunning James Island home offers the rare combination of expansive outdoor space and the ultimate peace of mind that comes with being located in a coveted X flood zone. From the moment you arrive, you will appreciate the perfect balance of coastal convenience and neighborhood charm. Step inside to discover a bright, open-concept layout seamlessly designed for modern living and effortless entertaining. Beautiful hardwoods flow throughout the main living areas, leading you into a gourmet kitchen that serves as the true heart of the home. Here, you will find an oversized island perfect for casual dining, premium 42-inch cabinets, sleek quartz countertops, upgraded lighting, and high-end stainless steel appliances, including a gas stove. Just off the main living space, a beautiful sunroom addition floods the home with natural light, offering a versatile escape that is perfect for a home office or a peaceful retreat. The thoughtful design continues upstairs, where the beautiful hardwoods extend throughout the entire second level. The primary suite serves as a private haven, featuring a cozy reading nook, an oversized walk-in closet, and a dedicated spa-like bath. Three additional well-sized bedrooms offer excellent flexibility, including one massive room that can easily function as a secondary living space, media room, or guest suite. A beautifully appointed full bathroom with pristine tile finishes and a large, convenient laundry room complete the upper-level layout. Modern conveniences elevate the home's overall functionality, from the energy-efficient tankless water heater to the spacious two-car garage. When it is time to unwind, the sunroom offers the perfect vantage point overlooking a massive, fully fenced backyard. This outdoor oasis is a blank canvas ideal for entertaining, letting pets roam, or creating your own lowcountry paradise. Beyond the property line, the location is truly unbeatable, putting the best of Charleston right at your fingertips. You are within easy walking distance to the scenic Pinckney Park and just minutes from Sunrise Park, local beaches, and city tennis courts. With quick, effortless access to both the historic charm of Downtown Charleston and the laid-back vibes of Folly Beach, this home offers an incredible lifestyle opportunity you do not want to miss.
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Our Executive Mortgage Banker:
Our Insurance Division:
$997,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $797,600 | $797,600 | $797,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,782 | $4,911 | $6,731 |
| Total Monthly Payment | $4,874 | $5,003 | $6,823 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.