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Assumable VA loan at 2. 375%, one of the lowest rates available in today's market, makes this stunning Tudor-style estate an extraordinary opportunity. Tucked on a private 1. 22-acre cul-de-sac lot in Bartow's sought-after Waterwood community, this three-story home offers 5 bedrooms, 3. 5 bathrooms, and 4, 400+ sq ft of timeless architecture that simply cannot be replicated.
Diamond-pane windows, soaring ceilings, and two wood-burning fireplaces set the tone from the moment you arrive. Recent upgrades include a new electrical panel with whole-house surge protection, a new septic pump with a transferable three-year service agreement including two future pump-outs, a new trash compactor, new white oak flooring in the primary suite, and a freshly painted exterior protected by a 25-year Rhino Shield warranty. An active termite maintenance bond is in place and transferable to the new owner.
The third floor offers a private retreat with its own kitchen and laundry, ideal for extended family, guests, or a teen looking for their own space. Out back, a screened saltwater pool and spa sit within a 1, 700 sq ft enclosure, surrounded by on-site citrus and banana trees. Community tennis and pickleball courts and the scenic Fort Fraser Trail are just minutes away.
A home this distinctive, on a lot this private, at a rate this rare. Schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,694 | $3,788 | $4,982 |
| Total Monthly Payment | $4,097 | $4,191 | $5,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.