Welcome to 26 Garden Road in Mahopac. This 3-bedroom, 2. 5-bath raised ranch offers a functional layout with defined spaces and flexibility for a variety of uses. The main level features the Living Room, anchored by a brick-faced fireplace that provides a classic focal point. The Formal Dining Room sits just off the Eat In Kitchen, which opens to a large deck through sliding glass doors for easy outdoor access. All Three Bedrooms are located on this level, including a Primary with a Half Bath, along with a Full Hall Bath. The lower level offers additional living options with space suitable for a Den, Home Office, Recreation Area, and storage. This level includes sliders to the patio and yard, a second brick-faced fireplace, a full bath, and a laundry room. The property features a spacious yard with a blend of open lawn and mature trees, along with a patio area. Conveniently located with access to local amenities and major commuting routes With its adaptable floor plan and opportunity for personalization, 26 Garden Road is well-positioned for buyers looking to make a home their own.
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Our Executive Mortgage Banker:
$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,276 | $1,276 | $1,276 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,783 | $2,854 | $3,753 |
| Total Monthly Payment | $4,151 | $4,222 | $5,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.