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Legal two family residence with accessory apartment in the heart of Thornwood, offering versatility, comfort, and exceptional commuter convenience. Ideally located just minutes from the Pleasantville, Hawthorne, and Mount Pleasant Metro North stations, as well as the Sawmill River Parkway, this property provides easy access to shopping, dining, parks, and major transportation routes. An oversized garage with exceptional depth—large enough to accommodate a standard size limousine—opens to an extensive heated sunporch that both units can enjoy, creating a unique shared indoor outdoor living space. The entry level unit features a welcoming and functional layout, including a first floor bedroom, an eat in kitchen, a formal dining room, and a living area with a fireplace that brings warmth and character. The second level unit offers a spacious three bedroom layout with a beautifully updated bathroom featuring radiant floor heating, along with a kitchen that includes an impressive pantry and eat in area, a formal dining room, and a large family room providing generous living space. The home also includes a full lower level with walk out access and laundry. Outdoor amenities include a fenced backyard, a lower-level patio, and an upper-level covered deck, offering multiple areas for relaxation and entertaining. The driveway accommodates parking for four additional cars, and a dedicated gravel area provides space suitable for RV parking. The home is equipped with 200-amp electrical service, solar panels, and central AC servicing all finished living areas above grade (the basement is not air conditioned), offering efficiency and year-round comfort. A rare opportunity to own a well maintained, energy efficient two-family home in a sought-after Westchester neighborhood.
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Our Executive Mortgage Banker:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,731 | $1,731 | $1,731 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,678 | $6,076 | $8,439 |
| Total Monthly Payment | $7,534 | $7,932 | $10,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.