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Sophisticated Turnkey Living on the CT Shoreline - Welcome to Village Crossing, where modern sophistication meets effortless coastal living. Completed in 2021 and meticulously maintained under its current stewardship, this near-new townhouse condominium stands as a true showpiece. This residence offers an exceptional lifestyle just minutes from Niantic's beaches, boutique shopping, restaurants, golf course, and major transit routes. The main level is designed for entertaining and is the heart of the home. A gas-burning fireplace anchors the living room, infusing the space with warmth and comfort. Glass sliders seamlessly transition to a private deck and backyard while the adjacent dining area comfortably accommodates large gatherings. A chef's delight, the kitchen features modern appliances, expansive countertops, and a generous center island designed for both meal prep and casual seating. A charming breakfast nook-currently styled as a chic coffee bar-completes the space. Finishing the main level is a thoughtfully placed half-bath ensuring that the upper-level bedroom en-suites remain entirely private from guests and daily living. The primary suite includes an expansive walk-in closet and private bathroom complete with a double-sink vanity and tile stall shower. The second suite offers another private full bath with a single vanity and classic tub/shower combination. A versatile third room provides space for a home office, fitness or den. The dedicated laundry closet with a stackable washer and dryer is intelligently situated in the upper-level hallway for maximum ease. Adaptability is a major benefit of this home's design, offering multiple spaces tailored to the modern hybrid lifestyle. In addition to the upper-level's versatile third room, the entry-level bonus room has been tastefully transformed into a custom bar and casual lounge-ideal for unwinding or hosting get togethers. This level also provides direct interior access to the attached garage. If you are seeking a refined, turnkey residence with minimal upkeep and immediate access to the best of the Connecticut shoreline, your search concludes here. ***Buyer's purchase is contingent upon the Sellers finding suitable housing. They are actively looking and making offers. ***
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Bedroom Suite,Ceiling Fan,Full Bath,Hardwood Floor,Tile Floor,Tub w/Shower | 14.3 x 11.5 | Upper |
| Dining Room | Combination Liv/Din Rm,Hardwood Floor | 11.9 x 19.8 | Main |
| Half Bath | Tile Floor | 4.1 x 6.1 | Main |
| Kitchen | Breakfast Nook,Granite Counters,Eating Space,Island,Hardwood Floor | 15.1 x 19.8 | Main |
| Living Room | Balcony/Deck,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Hardwood Floor | 15.2 x 19.8 | Main |
| Office | Hardwood Floor | 10.4 x 7.1 | Upper |
| Other | Laminate Floor | 10.5 x 19.8 | Lower |
| Primary BR Suite | Ceiling Fan,Full Bath,Stall Shower,Walk-In Closet,Hardwood Floor,Tile Floor | 14.1 x 12.8 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $416,000 | $416,000 | $416,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $633 | $633 | $633 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,491 | $2,595 | $3,427 |
| Total Monthly Payment | $3,216 | $3,320 | $4,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.