5 Santa Maria Ln, Saint Augustine, FL, 32080 | $1,538,000

Nestled on just over half an acre at the quiet end of a private street, only steps from the beach and with no HOA restrictions, this beautifully reimagined coastal retreat offers over 5, 200 square feet under roof and an exceptional blend of luxury, comfort, and long-term peace of mind. Lovingly maintained by only one owner, the residence carries a rare sense of history and care that is difficult to replicate. Thoughtfully renovated from top to bottom, every inch of the property has been carefully curated to deliver a refined yet effortless lifestyle, with ample room to add an ancillary structure, guest house, detached garage, or additional outdoor living space. This is more than simply a home you walk through, it is a home that is felt from the moment you arrive, where every space was intentionally designed to create warmth, connection, and an elevated coastal living experience. Extensive upgrades include a brand-new metal roof (2026), spacious 2-car garage, new electrical panel and outlets, all-new impact windows, new water heater (2026), upgraded lighting throughout with elegant sconces, modern can lighting, and designer ceiling fans, along with a newly installed well pump and tank system for added efficiency and reliability. Inside, the home showcases freshly retextured ceilings, stunning new flooring throughout, all-new door hardware, and crisp interior paint that creates a bright, sophisticated atmosphere. At the heart of the residence, the chef’s kitchen has been completely transformed with premium new appliances and is anchored by a striking 36-inch, 5-burner Thor range designed for both elevated entertaining and everyday living. The inviting wood-burning fireplace adds warmth and character, while a private bedroom and bathroom suite tucked just off the den creates the perfect setup for guests, extended family, or an executive-style in-law retreat. Every bathroom throughout the home has been beautifully redesigned with sleek, contemporary finishes and a cohesive luxury aesthetic. The outdoor spaces are equally impressive, creating a true private sanctuary designed for both relaxation and entertaining. A freshly painted exterior, lush new landscaping, expansive side yard, and beautifully refurbished pool with a brand-new pool pump and an impressive depth of up to 8 feet all contribute to the home’s elevated coastal appeal. The Florida room, complete with its own sink, seamlessly extends the living space and opens to a large outdoor patio ideal for hosting gatherings or enjoying quiet evenings by the pool. Located in one of the area’s most desirable coastal settings, this property offers the rare combination of completely updated infrastructure, timeless design, and an unbeatable lifestyle location. Enjoy effortless access to pristine beaches, coastal parks, premier boat ramps, and the vibrant charm of Historic Downtown, where world-class dining, boutique shopping, and rich local culture await just minutes away. Whether envisioned as a luxurious full-time residence, multigenerational retreat, or coastal escape, this exceptional property offers a lifestyle defined by space, privacy, and refined coastal living.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 23522
  • Style: Single Family Home
  • Year Built: 1989
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 3,158
  • Acreage: 0.54
  • Lot Size: 23522
  • Est. Taxes: $6,724
  • Lot Desc: East of A1A
  • Elem. School: R.B. Hunt
  • MLS#: 2146683
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/2146683/5santamarialn_saintaugustine_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of Keller Williams Realty Atlantic Partners St Augustine

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro.Delgadillo@raveis.com

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5 Santa Maria Ln, Saint Augustine, FL, 32080

$1,538,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,230,400 $1,230,400 $1,230,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $560 $560 $560
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,377 $7,576 $10,383
Total Monthly Payment $8,062 $8,261 $11,068

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.