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Welcome home to one of the most desirable locations on James Island. Perfectly positioned between historic downtown Charleston and Folly Beach, this exceptional waterfront home in Rivers Point offers the perfect blend of privacy, serenity, and classic Lowcountry living along a stunning 10-acre saltwater lake. From the moment you arrive, the thoughtful upgrades and meticulous care are immediately apparent. Recent exterior improvements include a brand-new roof installed less than a month ago, Hardie Plank siding with updated exterior paint, custom exterior shutters, an IPE wood front porch, and a beautifully designed screened rear porch topped with a standing seam metal roof. Additional features include an encapsulated crawl space with dehumidifier and a full irrigation system. Thewaterfront lifestyle here is truly unmatched. Enjoy fishing from your custom-built private dock with oversized floating dock or spend your afternoons paddleboarding and kayaking across the peaceful saltwater lake framed by majestic live oaks. Inside, the home showcases exotic custom-finished five-inch Brazilian teak flooring throughout, creating warmth and sophistication in every room. The upgraded kitchen features custom quartz countertops, while a site-built entertainment center and interior plantation shutters add both character and functionality. The beautifully renovated powder room is accented with designer custom tilework. Upstairs, the stunning hardwood flooring continues into a spacious FROG currently serving as a fourth bedroom. The primary suite offers tranquil lake and oak tree views along with a spa-inspired bathroom featuring custom tile and a luxurious walk-in shower. Two additional bedrooms and an updated guest bath with new tile and hardware complete the second level. Major system upgrades include a Bosch HVAC system installed less than one year ago and a Rinnai tankless water heater. Outdoor living shines with the expansive screened porch and adjacent deck overlooking the water - the perfect setting to enjoy cool coastal breezes and outstanding sunsets. Just steps away, your private dock creates a true backyard retreat unlike anything else on James Island. This is a rare opportunity to own a beautifully updated waterfront home in one of Charleston's most sought after communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,095,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $876,000 | $876,000 | $876,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,252 | $5,394 | $7,392 |
| Total Monthly Payment | $5,377 | $5,519 | $7,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.