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Presented by
Melissa Karaffa |
42 Silvermine Road, Brookfield (Brookfield Center), CT, 06804 | $499,900
BROOKFIELD CHARMER!!! Ready to add your personal touches. Charming ranch with wonderful bones, classic character & endless potential in a convenient Brookfield location close to shopping, restaurants, schools & commuting routes. This solid home offers comfortable one level living with a spacious living room featuring hardwood flooring, abundant natural light & a cozy fireplace focal point for relaxing evenings. The bright kitchen has plenty of cabinetry, a functional layout & overlooks the peaceful backyard ready for gardens, gatherings & outdoor enjoyment. Nicely sized bedrooms provide comfortable retreats with ample closet space & flexibility for guests, office space or hobbies. The finished lower level offers excellent additional space for future finishing possibilities including a recreation room, workshop, gym & storage--In-Law/Home Office may be possible. A large deck & private yard create the perfect setting for entertaining, firepit nights or simply enjoying the outdoors. The property has been lovingly maintained over the years with solid mechanicals and great opportunity to update at your own pace while building equity. Bring your ideas, creativity & vision to make this special property truly shine again! Public utilities, attached 2-car garage & a desirable neighborhood setting complete the package. Wonderful opportunity for first time buyers, downsizers, investors or anyone searching for a HOME TO LOVE in beautiful Brookfield! HURRY!
Features
- Town: Brookfield
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Lower Level
- Style: Ranch
- Year Built: 1962
- Garage: 2-car Attached Garage
- Heating: Hot Water
- Cooling: Wall Unit
- Basement: Full,Heated,Sump Pump,Partially Finished,Walk-out,Liveable Space,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 1,118
- Acreage: 0.92
- Est. Taxes: $6,259
- Lot Desc: Fence - Chain Link,Lightly Wooded,Treed,Level Lot,Open Lot
- Elem. School: Per Board of Ed
- Middle School: Huckleberry
- High School: Brookfield
- Appliances: Electric Cooktop,Wall Oven,Refrigerator
- MLS#: 24177589
- Website: https://www.raveis.com
/raveis/24177589/42silvermineroad_brookfield_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 9.8 x 10.4 | Main |
| Bedroom 2 | Hardwood Floor | 9.8 x 10.0 | Main |
| Den | 10.3 x 13.5 | Lower | |
| Dining Room | Vinyl Floor | 11.2 x 11.4 | Main |
| Family Room | Built-Ins,Wood Stove,Wall/Wall Carpet,Tile Floor | 21.3 x 24.1 | Lower |
| Full Bath | Full Bath,Tub w/Shower,Tile Floor | 7.5 x 7.9 | Main |
| Kitchen | Ceiling Fan,Tile Floor | 9.8 x 11.4 | Main |
| Living Room | Book Shelves,Built-Ins,Fireplace,Hardwood Floor | 13.3 x 19.4 | Main |
| Primary Bedroom | Hardwood Floor | 11.4 x 13.7 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Melissa KaraffaREALTOR
914.282.8426
Melissa.Karaffa@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
42 Silvermine Road, Brookfield (Brookfield Center), CT, 06804
$499,900
Melissa Karaffa
REALTOR
William Raveis Real Estate
Phone: 914.282.8426
Melissa.Karaffa@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $522 | $522 | $522 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,462 | $2,525 | $3,321 |
| Total Monthly Payment | $3,059 | $3,122 | $3,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524