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Overlooking the water in North Augusta’s Lakes and Streams community, this beautifully designed 4-bedroom, 2. 5-bath craftsman-style home combines timeless charm with an open, modern layout perfect for both everyday living and entertaining. From the welcoming rocking-chair front porch to the thoughtfully landscaped exterior, every detail creates a warm and inviting first impression. Inside, soaring vaulted ceilings and expansive windows create a bright, airy feel throughout the main living space. The living room centers around a cozy fireplace and flows effortlessly into the kitchen, where granite countertops, abundant cabinetry, and a large island make both everyday living and entertaining easy. A separate dining room adds additional space for hosting family dinners, holidays, or special gatherings. The main-level owner’s suite serves as a private retreat with a spacious ensuite bath featuring a soaking tub, separate shower, and walk-in closet. Upstairs, you’ll find three additional bedrooms along with a flexible office space ideal for working from home, a playroom, media room, or guest accommodations. Outside, the covered porch overlooks the lake and offers the perfect place to unwind, enjoy morning coffee, or spend quiet evenings taking in the view. Located just minutes from Augusta, shopping, dining, and major commuter routes, this home offers the charm of a close-knit community paired with everyday convenience. Opportunities like this don’t come around often in one of North Augusta’s most loved lake communities.
| Type | Level |
|---|---|
| PrimaryBedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,183 | $2,268 | $2,983 |
| Total Monthly Payment | $2,258 | $2,343 | $3,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.