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Experience the perfect blend of modern efficiency and small-town ''Old Florida'' charm. This low-maintenance, energy-efficient home presents a spacious open-concept layout that boasts an abundance of natural light and seamlessly connects the living areas to create a warm and inviting home ideal for everyday life and entertaining friends and loved ones. Built by DR Horton Homes, this popular Neuville model offers 4 bedrooms, 2 bathrooms, dining area, family room, indoor laundry room, 2-car garage and 1700 sqft of living space. The kitchen comes equipped with a generously sized island, stainless steel appliances, a walk-in pantry, coffee bar and plenty of cabinets and counter space. The spacious owner's suite provides ample room for a king-sized bedroom set and is complemented by a roomy walk-in closet and ensuite bathroom that features a double-sink vanity, garden tub/shower combination and linen closet. Residing on a preserve lot, the partially fenced backyard offers a new homeowner a blank slate to personalize the space. Envision creating the ultimate outdoor living for your lifestyle by adding a pool and an extended paver patio, complete with a rustic pergola, grilling station, and custom fire pit area, with plenty of space to add a screened lanai. The community of Willow Springs is a No CDD community with low HOA fees, offering Homeowners use of a clubhouse, pool, playground, and sand volleyball court. This home is conveniently located near top-rated Clay County schools, historic downtown Green Cove Springs, shopping, restaurants, boat-ramp access and beautiful State parks, with easy commutes to NAS Jacksonville, downtown Jacksonville, Jax Airport, beaches and many other points of interest in northeast Florida! House is being Sold "As-Is"; NO BLIND OR CREATIVE FINANCING OFFERS!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$319,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,920 | $255,920 | $255,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $333 | $333 | $333 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,576 | $1,616 | $2,125 |
| Total Monthly Payment | $1,984 | $2,024 | $2,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.