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Welcome to the highly sought-after Lake Purdys community, where charm, convenience, and year-round recreation come together in this inviting 3-bedroom, 1. 5 bath Colonial. Thoughtfully designed for both everyday living and entertaining, the home features a spacious dining room that flows seamlessly into the kitchen, with direct access to a delightful 3 season screened porch, the perfect spot to enjoy morning coffee or unwind at the end of the day. The main level also offers a flexible den/home office, a bright formal living room highlighted by a large bay window, and a convenient powder room. Upstairs, the generously sized primary suite features two oversized walk-in closets, accompanied by two additional bedrooms and a full hall bath. The walk out basement provides space for a recreation room and work out area as well as storage and utilities. Step outside to enjoy the beautifully level backyard complete with a deck ideal for outdoor gatherings and relaxing evenings under the stars. Optional lake rights provide access to private Lake Purdys amenities including swimming, ice skating, and the community Lake House, making every season something to look forward to. Conveniently located just one mile from the Purdy's Metro-North Train Station with easy access to highways, shopping, and dining, this home combines peaceful suburban living with exceptional commuter convenience. Roof, Windows and many more recent updates make this home low stress and all the more enjoyable!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
$659,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $527,200 | $527,200 | $527,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $859 | $859 | $859 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,246 | $3,329 | $4,378 |
| Total Monthly Payment | $4,197 | $4,280 | $5,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.