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Three-level, 3-bedroom, 2. 5-bathroom townhouse at Schooner Cove in Stamford, Connecticut - with a deeded garage, deeded 32-foot boat slip, and partial water views from two private balconies. This townhouse at Schooner Cove delivers a rare marina lifestyle with low-maintenance living in one of Stamford's most sought-after waterfront communities. The open-concept main level combines kitchen, dining, and living areas around a wood-burning fireplace, with a private balcony off the living room offering water views. A second balcony off the primary bedroom extends outdoor living to the upper level, where vaulted ceilings enhance two of the three bedrooms. The layout includes 3 bedrooms, 2. 5 bathrooms, and smart vertical flow across three floors. Two parking passes plus one visitor pass - three parking options total - supplement the deeded attached garage. The deeded 32-foot boat slip sits at the end dock adjacent to the Schooner Cove clubhouse - one of the most desirable positions in the marina. The slip includes dock electric and water hookups and is currently leased at $3, 015 for the boating season (May 1-October 31), offering immediate income potential or ready for the new owner's personal use. HOA membership includes access to the community pool and clubhouse. Schooner Cove in Stamford's Shippan neighborhood sits minutes from West Beach, with convenient access to I-95, the Metro-North Stamford train station, and downtown Stamford. For buyers searching water access, and turnkey condo living, this property delivers.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Skylight,Wall/Wall Carpet | Upper |
| Bedroom 2 | Beams,Wall/Wall Carpet | Upper |
| Dining Room | Wall/Wall Carpet | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper |
| Half Bath | Tile Floor | Main |
| Kitchen | Granite Counters,Galley,Tile Floor | Main |
| Living Room | Balcony/Deck,Fireplace,Wall/Wall Carpet | Main |
| Primary Bath | Double-Sink,Stall Shower,Tile Floor | Upper |
| Primary Bedroom | Skylight,Balcony/Deck,Beams,Wall/Wall Carpet | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $612,000 | $612,000 | $612,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $614 | $614 | $614 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,768 | $3,864 | $5,082 |
| Total Monthly Payment | $4,474 | $4,570 | $5,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.