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529 SE 5TH Avenue, Melrose, FL, 32666 | $369,900
SANTA FE CANAL WATERFRONT HOME
Seems the Lake Region of North Central Florida is being discovered by so many now wanting out of the CITY TRAFFIC AND CHAOS and getting back to enjoying a rural lifestyle and lake living. Here in Historic Melrose Florida is this 2/2 all metal Morton Home located in a private community on a paved road. The home is uniquely designed with quality construction. The split floor plan allows private door access to either side, plus roadside. Just a few steps and you are at your screened-in dock with an open deck and sheltered boat lift. The property also includes a 20x20 2 car carport and a large 12x16 storage shed. The famous Santa Fe is a 6, 000 acre fully recreational lake allowing you all types of activities: wake surfing, kayaking, tubing, fishing, jet skiing, swimming, sailing, and more. From your dock to the big lake, you're only minutes away. This location is also conveniently located for commuting to Gainesville, Palatka, Ocala, Starke, and Middleburg Fl - but the true highlight is being part of Historic Melrose. Yes, it's only a one-light town, but it is alive with activity. Besides its natural beauty and friendly atmosphere this amazing little big town offers some fine restaurants, general shopping stores, fresh produce stands, doctors, a senior center, cultural activities, even at Mossman Hall there are art shows, dances, and various classes. Live music seems to be somewhere every week entertaining the folks in and around our amazing lake region. You're welcome to drive by this home anytime but be sure to visit the Historic District of Melrose - you'll notice the towns charm immediately and why many are wanting this special way of life out here in the Lake Region of North Central Florida. NOTE : This home may come completely furnished.
Features
- Amenities: Boat LaunchFishing
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Washer Hookup
- Style: Ranch
- Year Built: 2018
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air, Electric
- Approx Sq. Feet: 1,080
- Acreage: 0.49
- Est. Taxes: $3,556
- HOA Fee: $25 Voluntary
- Lot Desc: Cleared, Irregular Lot
- View: Canal, Lake, Water
- Water Front: Yes
- Elem. School: Bradford
- Middle School: Bradford
- High School: Bradford
- Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Refrigerator, Washer
- MLS#: 2146651
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/2146651/529se5thavenue_melrose_fl?source=qrflyer
Listing courtesy of Century 21 Lakeside Realty
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
529 SE 5TH Avenue, Melrose, FL, 32666
$369,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,822 | $1,868 | $2,457 |
| Total Monthly Payment | $2,193 | $2,239 | $2,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388