74 North Pleasant Street, Troy, VT, 05859 | $279,900

Tucked away in North Troy on one of the larger lots in the neighborhood, this home offers the kind of Vermont lifestyle you’ve been searching for. Dreaming of a greenhouse, gardens, and a little more self-sufficiency? You’ve found it. Looking for a large, safe space for pets, entertaining, or simply enjoying life a little more? This property delivers. Step out onto the beautiful two-tier back deck with your morning coffee and listen to the birds, or spend summer evenings enjoying a backyard that feels private and peaceful. Mature trees, a cozy hammock area, chicken coop, and even a small stream running along the edge of the property help create your own private retreat. Inside, the home is warm, welcoming, and filled with natural light. Originally built in 1888, the property has been thoughtfully updated over the years while still maintaining the character and charm that makes older homes so special. Real hardwood floors, a cozy pellet stove, inviting living spaces, and an updated kitchen featuring newer appliances make this feel like home the second you walk in. The insulated and powered workshop/shed and oversized carriage barn provide excellent additional space and flexibility for hobbies, storage, projects, or creative use. And the third-floor space? Full of potential and opportunity, it’s the kind of area that instantly gets your wheels turning while offering the chance to add living space and future value over time. With major improvements already completed, this move-in-ready property blends Vermont charm, outdoor living, flexibility, and lifestyle in a way that’s becoming harder to find. Located just minutes from Jay Peak Resort, Jay State Forest, trails, snowmobiling, outdoor recreation, and Canada, this property is perfectly positioned for year-round adventure while still offering the charm and comfort of small-town living. This is the kind of opportunity that doesn’t come along often — and one you won’t want to miss.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Victorian
  • Year Built: 1888
  • Heating: Oil,Pellet Stove
  • Cooling: None
  • Basement: Basement Stairs,Concrete Floor,Unfinished
  • Approx Sq. Feet: 1,437
  • Acreage: 0.77
  • Est. Taxes: $1,686
  • Lot Desc: Level,Open,Rolling,Near Skiing,Near Snowmobile Trails,Neighborhood
  • MLS#: 5090422
  • Website: https://www.raveis.com
    /prop/5090422/74northpleasantstreet_troy_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/24/2026
Listing courtesy of Northern Vermont Realty Group   Phone: 802-393-9069
Listing Agent: Natasha Walters

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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74 North Pleasant Street, Troy, VT, 05859

$279,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,920 $223,920 $223,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $141 $141 $141
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,379 $1,414 $1,859
Total Monthly Payment $1,594 $1,629 $2,074

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.